Before subsidies, the average benchmark silver plan for a 40-year-old in Minnesota costs $525 a month for 2027, against a national average of $704. Premium tax credits lower that for many households.
This page lists health insurance agency offices across Minnesota by city. Every listing shows distance and address, and every city page explains local plan costs. For a side-by-side comparison of carriers, call 866-645-8540 to reach a licensed agent.
How health insurance works in Minnesota
People in Minnesota buy marketplace coverage through MNsure. Open enrollment runs from November 1 through January 15. Medical Assistance (MA) covers adults with income up to 138% of the poverty level. For 2027, marketplace plans in Minnesota come from 5 insurers: Blue Plus, HealthPartners, Medica, Quartz and Aspirus Health Plan. Not every insurer sells in every county. Short-term health plans are not sold in the state.
Agent licensing in Minnesota
- The Minnesota Department of Commerce licenses insurance producers and agencies and regulates insurance in the state. It also takes consumer complaints and publishes its enforcement actions. Source
- The Minnesota Department of Commerce's Look Up a License Holder directory includes an Insurance Producers/Agencies search, which links to the online licensing database where you can confirm an agent's license. Source
- Minnesota insurance producers who sell health coverage hold the Accident/Health line of authority on their state producer license, which the Department of Commerce issues. Source
Free enrollment help in Minnesota
MNsure assisters: Navigators and Certified Application Counselors, plus MNsure brokers and broker enrollment centers, are listed in the MNsure Assister Directory for free enrollment help. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Licensed agents can quote plans from multiple Minnesota carriers in one call.
Call 866-645-8540Agencies & offices by city in Minnesota
- Albert Lea
- Albertville
- Alexandria
- Andover
- Anoka
- Apple Valley
- Arden Hills
- Austin
- Baxter
- Belle Plaine
- Bemidji
- Big Lake
- Blaine
- Bloomington
- Brainerd
- Brooklyn Center
- Brooklyn Park
- Buffalo
- Burnsville
- Byron
- Cambridge
- Carver
- Champlin
- Chanhassen
- Chaska
- Chisago City
- Cloquet
- Columbia Heights
- Coon Rapids
- Corcoran
- Cottage Grove
- Crookston
- Crystal
- Dayton
- Delano
- Detroit Lakes
- Duluth
- Eagan
- East Bethel
- East Grand Forks
- Eden Prairie
- Edina
- Elk River
- Fairmont
- Falcon Heights
- Faribault
- Farmington
- Fergus Falls
- Forest Lake
- Fridley
- Glencoe
- Golden Valley
- Grand Rapids
- Ham Lake
- Hastings
- Hermantown
- Hibbing
- Hopkins
- Hugo
- Hutchinson
- International Falls
- Inver Grove Heights
- Isanti
- Jordan
- Kasson
- La Crescent
- Lake City
- Lake Elmo
- Lakeville
- Lindstrom
- Lino Lakes
- Litchfield
- Little Canada
- Little Falls
- Mahtomedi
- Mankato
- Maple Grove
- Maplewood
- Marshall
- Medina
- Mendota Heights
- Minneapolis
- Minnetonka
- Minnetrista
- Montevideo
- Monticello
- Montrose
- Moorhead
- Morris
- Mound
- Mounds View
- New Brighton
- New Hope
- New Prague
- New Ulm
- North Branch
- North Mankato
- North Oaks
- North St. Paul
- Northfield
- Oak Grove
- Oak Park Heights
- Oakdale
- Orono
- Otsego
- Owatonna
- Plymouth
- Prior Lake
- Ramsey
- Red Wing
- Richfield
- Robbinsdale
- Rochester
- Rogers
- Rosemount
- Roseville
- Sartell
- Sauk Rapids
- Savage
- Shakopee
- Shoreview
- Shorewood
- South St. Paul
- Spring Lake Park
- St. Anthony
- St. Cloud
- St. Francis
- St. Joseph
- St. Louis Park
- St. Michael
- St. Paul
- St. Paul Park
- St. Peter
- Stewartville
- Stillwater
- Thief River Falls
- Vadnais Heights
- Victoria
- Virginia
- Waconia
- Waite Park
- Waseca
- West St. Paul
- White Bear Lake
- Willmar
- Winona
- Woodbury
- Worthington
- Wyoming
- Zimmerman