In Minnesota, the average 2027 benchmark silver premium for a 40-year-old is $525 a month before any premium tax credit, versus $704 nationally. Prices in Bemidji vary by plan and insurer, so ask for a quote.
These are physical health insurance agency offices near Bemidji, not call centers. Each one lists a storefront address and office hours. The most-reviewed offices are at the top.
Health Insurance Agencies & Offices near Bemidji
Licensed agents can compare plans available in Beltrami County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
A quick checklist
- Ask each agent which carriers they can quote in your county.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
- Write down the enrollment deadline and confirm your first premium payment.
Checking an agent's license in Minnesota
- The Minnesota Department of Commerce's Look Up a License Holder directory includes an Insurance Producers/Agencies search, which links to the online licensing database where you can confirm an agent's license. Source
Frequently asked questions
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
Do I need an appointment?
Not always, but many offices near Bemidji book appointments during open enrollment (Nov 1 to January 15 on the MNsure). Calling first is the safest bet.
Agencies & offices in nearby cities
- Fergus Falls, MN 100 miles
- Fargo, ND 101 miles
- International Falls, MN 102 miles
- East Grand Forks, MN 104 miles
- West Fargo, ND 105 miles
- Little Falls, MN 106 miles
- Grand Forks, ND 107 miles
- Virginia, MN 111 miles
- Alexandria, MN 113 miles
- Wahpeton, ND 117 miles