In Minnesota, the average 2027 benchmark silver premium for a 40-year-old is $525 a month before any premium tax credit, versus $704 nationally. Prices in St. Michael vary by plan and insurer, so ask for a quote.
These are physical health insurance agency offices near St. Michael, not call centers. Each one lists a storefront address and office hours. The most-reviewed offices are at the top.
Health Insurance Agencies & Offices near St. Michael
Licensed agents can compare plans available in Wright County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
How to get ready
- Check that the agent's license is active with the state regulator.
- Write down the enrollment deadline and confirm your first premium payment.
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
Checking an agent's license in Minnesota
- The Minnesota Department of Commerce's Look Up a License Holder directory includes an Insurance Producers/Agencies search, which links to the online licensing database where you can confirm an agent's license. Source
Frequently asked questions
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
Do I need an appointment?
Not always, but many offices near St. Michael book appointments during open enrollment (Nov 1 to January 15 on the MNsure). Calling first is the safest bet.
Agencies & offices in nearby cities
- Elk River, MN 11 miles
- Delano, MN 12 miles
- Ramsey, MN 13 miles
- Medina, MN 13 miles
- Maple Grove, MN 13 miles
- Montrose, MN 15 miles
- Anoka, MN 15 miles
- Champlin, MN 15 miles
- Plymouth, MN 17 miles
- Orono, MN 17 miles