In Minnesota, the average 2027 benchmark silver premium for a 40-year-old is $525 a month before any premium tax credit, versus $704 nationally. Prices in St. Joseph vary by plan and insurer, so ask for a quote.
Prefer to sit down with someone? These 8 health insurance agencies near St. Joseph have a street address and posted business hours, ranked by how many customer reviews they've earned.
Health Insurance Agencies & Offices near St. Joseph
Licensed agents can compare plans available in Stearns County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
Before you call an agent
- Check that the agent's license is active with the state regulator.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Ask each agent which carriers they can quote in your county.
- Write down the enrollment deadline and confirm your first premium payment.
Checking an agent's license in Minnesota
- The Minnesota Department of Commerce's Look Up a License Holder directory includes an Insurance Producers/Agencies search, which links to the online licensing database where you can confirm an agent's license. Source
Frequently asked questions
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Do I need an appointment?
Not always, but many offices near St. Joseph book appointments during open enrollment (Nov 1 to January 15 on the MNsure). Calling first is the safest bet.
Agencies & offices in nearby cities
- Buffalo, MN 34 miles
- Zimmerman, MN 35 miles
- Albertville, MN 39 miles
- St. Michael, MN 39 miles
- Montrose, MN 39 miles
- Otsego, MN 39 miles
- Elk River, MN 39 miles
- Rogers, MN 44 miles
- Delano, MN 44 miles
- St. Francis, MN 46 miles