Expect to see marketplace premiums around $604 a month for a 40-year-old's benchmark silver plan in Grand Forks County (2026 figure), and $610 as the 2027 North Dakota average, before subsidies. An agent can price plans after any tax credit you qualify for.
These are physical health insurance agency offices near Grand Forks, not call centers. Each one lists a storefront address and office hours. The most-reviewed offices are at the top.
Health Insurance Agencies & Offices near Grand Forks
Licensed agents can compare plans available in Grand Forks County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
How to get ready
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Check that the agent's license is active with the state regulator.
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Ask each agent which carriers they can quote in your county.
Checking an agent's license in North Dakota
- North Dakota uses the NAIC State Based Systems lookup for producer license details. The Insurance Department points to it for checking a license's status and expiration. Source
Frequently asked questions
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
Do I need an appointment?
Not always, but many offices near Grand Forks book appointments during open enrollment (Nov 1 to January 15 on the HealthCare.gov). Calling first is the safest bet.
Agencies & offices in nearby cities
- Detroit Lakes, MN 97 miles
- Jamestown, ND 103 miles
- Bemidji, MN 107 miles
- Wahpeton, ND 116 miles
- Fergus Falls, MN 123 miles
- Alexandria, MN 163 miles
- Morris, MN 171 miles
- Baxter, MN 171 miles
- Grand Rapids, MN 172 miles
- Brainerd, MN 174 miles