Expect to see marketplace premiums around $465 a month for a 40-year-old's benchmark silver plan in Cass County (2026 figure), and $610 as the 2027 North Dakota average, before subsidies. An agent can price plans after any tax credit you qualify for.
Prefer to sit down with someone? These 5 health insurance agencies near Fargo have a street address and posted business hours, ranked by how many customer reviews they've earned.
Health Insurance Agencies & Offices near Fargo
Licensed agents can compare plans available in Cass County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
How to get ready
- Ask each agent which carriers they can quote in your county.
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Write down the enrollment deadline and confirm your first premium payment.
- Check that the agent's license is active with the state regulator.
Checking an agent's license in North Dakota
- North Dakota uses the NAIC State Based Systems lookup for producer license details. The Insurance Department points to it for checking a license's status and expiration. Source
Frequently asked questions
Do I need an appointment?
Not always, but many offices near Fargo book appointments during open enrollment (Nov 1 to January 15 on the HealthCare.gov). Calling first is the safest bet.
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Agencies & offices in nearby cities
- Grand Forks, ND 74 miles
- Jamestown, ND 88 miles
- Thief River Falls, MN 91 miles
- Alexandria, MN 97 miles
- Morris, MN 99 miles
- Bemidji, MN 101 miles
- Aberdeen, SD 125 miles
- Baxter, MN 126 miles
- Devils Lake, ND 129 miles
- Brainerd, MN 130 miles