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Health Insurance in Tennessee

Brokers, agents and local agencies by city

For 2027, the average benchmark silver plan for a 40-year-old in Tennessee is $796 a month before subsidies.

Find help in Tennessee

Agent licensing

  • The Tennessee Department of Commerce & Insurance (TDCI) licenses insurance agents and regulates health insurers in the state. Its Consumer Insurance Services section helps consumers with insurance complaints. Source
  • The Tennessee Department of Commerce & Insurance directs consumers to the NAIC consumer lookup to confirm an agent's license. It also suggests checking the department's disciplinary actions list. Source
  • Tennessee's producer licensing rules list Accident and Health as a line of insurance with its own pre-licensing education requirement. An agent needs that health line of authority to sell health insurance in the state. Source

Free enrollment help in Tennessee

HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.

Largest cities

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