Before subsidies, the benchmark silver plan for a 40-year-old in Sullivan County cost about $693 a month for 2026, and the Tennessee average for 2027 is $796 a month. Premium tax credits bring that down for many households, depending on income and family size. 4 insurers offered marketplace plans in Sullivan County for 2026. Keep reading for what's sold in Sullivan County, which local agencies have the best reviews, and how to get a quote.
Top-rated health insurance agencies near Bristol
Licensed agents can compare plans available in Sullivan County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Health insurance at a glance: Bristol, TN
| Where to enroll | HealthCare.gov |
|---|---|
| Average benchmark silver, age 40 (2027) | $796/mo before subsidies |
| Sullivan County benchmark (2026) | $693/mo |
| Plans offered in Sullivan County (2026) | 50 |
| Plan types | EPO |
| Marketplace insurers in Tennessee (2027) | 5 |
| Medicaid expansion | No |
| Short-term plans | Sold (not ACA-compliant) |
Sources: CMS plan data, KFF, state marketplace and insurance department pages.
Before you call an agent
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Check that the agent's license is active with the state regulator.
- Ask each agent which carriers they can quote in your county.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
Free enrollment help in Tennessee
HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
Can I get coverage outside open enrollment?
Only with a qualifying life event, unless you qualify for TennCare. Some people also look at short-term or fixed-indemnity plans, which are not ACA-compliant coverage.
Which insurers sell marketplace plans in Tennessee?
For 2027, marketplace plans in Tennessee come from 5 insurers: BlueCross BlueShield of Tennessee, Ambetter (Celtic), Alliant Health Plans, Oscar Health and UnitedHealthcare. Not every insurer sells in every county.
How much is health insurance in Bristol?
Before subsidies, the benchmark silver plan for a 40-year-old in Sullivan County cost about $693 a month for 2026, and the Tennessee average for 2027 is $796 a month. Premium tax credits bring that down for many households, depending on income and family size. 4 insurers offered marketplace plans in Sullivan County for 2026. A licensed agent can quote your exact price.
Health insurance in nearby cities
- Bristol, VA 5 miles
- Elizabethton, TN 15 miles
- Bloomingdale, TN 16 miles
- Abingdon, VA 17 miles
- Johnson City, TN 18 miles
- Kingsport, TN 18 miles
- Jonesborough, TN 23 miles
- Mount Carmel, TN 25 miles
- Church Hill, TN 28 miles
- Erwin, TN 30 miles