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Small Business & Group Health Insurance Brokers in Texas

427 cities · HealthCare.gov · coverage for people under 65

Before subsidies, the average benchmark silver plan for a 40-year-old in Texas costs $737 a month for 2027, against a national average of $704. Premium tax credits lower that for many households.

This page lists small business benefits brokers across Texas by city. Every listing shows distance and address, and every city page explains local plan costs. For a side-by-side comparison of carriers, call 866-645-8540 to reach a licensed agent.

How health insurance works in Texas

People in Texas buy marketplace coverage through HealthCare.gov. Open enrollment runs from November 1 through January 15. Texas Medicaid is the state's Medicaid program; the state has not expanded Medicaid to most low-income adults. For 2027, marketplace plans in Texas come from 14 insurers: Blue Cross and Blue Shield of Texas, Ambetter (Superior HealthPlan / Celtic), CHRISTUS Health Plan, Community First Health Plans, Community Health Choice, Harbor Health, Imperial Insurance, Moda Health, Molina Healthcare, Oscar Health, Sendero Health Plans, UnitedHealthcare, Wellpoint and Antidote Health. Not every insurer sells in every county. Short-term health plans are sold in the state, though they are not ACA-compliant coverage.

Agent licensing in Texas

  • The Texas Department of Insurance (TDI) licenses insurance agents and regulates insurers in the state. Consumers who can't resolve a problem with an insurer or agent can file a complaint with TDI online or by mail. Source
  • The Texas Department of Insurance offers its own online agent lookup, where consumers can check whether an agent is licensed in Texas. Source
  • Texas does not issue a standalone health license; agents sell health coverage under a General Lines Agent license with the Life, Accident, Health and HMO line of authority. Source

Free enrollment help in Texas

HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.

Compare plans statewide

Licensed agents can quote plans from multiple Texas carriers in one call.

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Small business by city in Texas

More in Texas

Call 866-645-8540Licensed agents · free plan comparison