Before subsidies, the benchmark silver plan for a 40-year-old in Bexar County cost about $637 a month for 2026, and the Texas average for 2027 is $737 a month. Premium tax credits bring that down for many households, depending on income and family size. 8 insurers offered marketplace plans in Bexar County for 2026.
Offering health coverage to employees in San Antonio? A group health insurance broker can compare small-group plans and newer options like individual coverage HRAs. Here are 9 benefits brokers nearby.
Small Business & Group Health Insurance Brokers near San Antonio
Licensed agents can compare plans available in Bexar County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Local health care in San Antonio
- University Health, the Bexar County Hospital District and the region's only academic health system (staffed by UT Health San Antonio physicians, with University Hospital as the area's Level I trauma center), is a network worth checking before you pick a San Antonio plan. Source
- San Antonio Metropolitan Health District (Metro Health), a joint city-county agency run as a City department, provides public health programs for San Antonio and unincorporated Bexar County. Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
Options for small employers
Traditional small-group plans, level-funded plans, ICHRAs (employees buy individual plans with tax-free employer money) and QSEHRAs for businesses under 50 employees.
Self-employed with no employees?
Group plans usually need at least one non-owner employee. Solo owners typically buy individual coverage, often with a premium tax credit.
Do I need a minimum number of employees?
Small-group rules vary by carrier and state. Many carriers write group plans for businesses with as few as one or two employees besides the owner; a broker can tell you what's available in Texas.
Frequently asked questions
How much does small business health insurance cost in Texas?
Premiums depend on employee ages, location, plan design and how much the employer contributes. A benefits broker can quote several carriers and funding options side by side.
What is an ICHRA?
An individual coverage HRA lets an employer give employees tax-free money to buy their own individual health plans. It works for businesses of any size.
Do benefits brokers charge employers?
Most are paid commissions by the insurer. Some charge consulting fees for larger groups or extra services; ask before you sign.
Small business in nearby cities
- Schertz, TX 18 miles
- Scenic Oaks, TX 19 miles
- Cibolo, TX 20 miles
- Fair Oaks Ranch, TX 21 miles
- Bulverde, TX 22 miles
- Boerne, TX 25 miles
- Lakehills, TX 27 miles
- New Braunfels, TX 29 miles
- Floresville, TX 31 miles
- Devine, TX 32 miles