Before subsidies, the average benchmark silver plan for a 40-year-old in Washington costs $768 a month for 2027 (the national average is $704). Premium tax credits bring that down for many households, depending on income and family size.
Employee benefits brokers in the Seattle area help businesses of 1 to 50 employees choose group plans, handle renewals and answer employee questions. The 10 firms below are closest to Seattle, WA.
Small Business & Group Health Insurance Brokers near Seattle
Licensed agents can compare plans available in King County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Local health care in Seattle
- Networks worth checking before you pick a plan in Seattle include UW Medicine (UW Medical Center and Harborview Medical Center), Swedish (including its First Hill campus) and Virginia Mason Franciscan Health's Virginia Mason Medical Center. Source
- Swedish operates a major hospital campus on Seattle's First Hill. Source
- Virginia Mason Medical Center is part of the Virginia Mason Franciscan Health system. Source
- Seattle is served by Public Health – Seattle & King County, the King County department that runs public health centers and programs across the county. Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
Do I need a minimum number of employees?
Small-group rules vary by carrier and state. Many carriers write group plans for businesses with as few as one or two employees besides the owner; a broker can tell you what's available in Washington.
Options for small employers
Traditional small-group plans, level-funded plans, ICHRAs (employees buy individual plans with tax-free employer money) and QSEHRAs for businesses under 50 employees.
Self-employed with no employees?
Group plans usually need at least one non-owner employee. Solo owners typically buy individual coverage, often with a premium tax credit.
Frequently asked questions
What is an ICHRA?
An individual coverage HRA lets an employer give employees tax-free money to buy their own individual health plans. It works for businesses of any size.
How much does small business health insurance cost in Washington?
Premiums depend on employee ages, location, plan design and how much the employer contributes. A benefits broker can quote several carriers and funding options side by side.
Do benefits brokers charge employers?
Most are paid commissions by the insurer. Some charge consulting fees for larger groups or extra services; ask before you sign.
Small business in nearby cities
- Tukwila, WA 10 miles
- Manchester, WA 12 miles
- Renton, WA 12 miles
- Mountlake Terrace, WA 12 miles
- Bothell, WA 12 miles
- Brier, WA 12 miles
- SeaTac, WA 12 miles
- Woodinville, WA 12 miles
- Normandy Park, WA 13 miles
- Edmonds, WA 13 miles