What does coverage cost in Seattle? Across Washington, the 2027 benchmark silver plan for a 40-year-old averages $768 a month before subsidies, compared with $704 nationally. Most marketplace shoppers pay less after the premium tax credit.
A local health insurance agent can walk you through plans sold in King County and help with enrollment, renewals and claims questions later. Below are the 15 agent offices nearest Seattle.
Health Insurance Agents near Seattle
Licensed agents can compare plans available in King County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Local health care in Seattle
- Networks worth checking before you pick a plan in Seattle include UW Medicine (UW Medical Center and Harborview Medical Center), Swedish (including its First Hill campus) and Virginia Mason Franciscan Health's Virginia Mason Medical Center. Source
- Swedish operates a major hospital campus on Seattle's First Hill. Source
- Virginia Mason Medical Center is part of the Virginia Mason Franciscan Health system. Source
- Seattle is served by Public Health – Seattle & King County, the King County department that runs public health centers and programs across the county. Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
Questions to ask before you choose
Which carriers can you quote in King County? Are you certified to enroll people through the Washington Healthplanfinder? Will you help me at renewal next year?
What a local agent does
Agents licensed in Washington can explain plan types (HMO, PPO, EPO), estimate your premium tax credit, enroll you, and help when something goes wrong with a claim or a bill.
Agents are free to use
Insurers pay agent commissions. Using a licensed agent doesn't add to your premium.
Checking an agent's license in Washington
- Washington's Office of the Insurance Commissioner provides an online Agent and company lookup tool that consumers can use to confirm an agent or agency is licensed in the state. Source
- The Washington State Office of the Insurance Commissioner licenses insurance agents and regulates insurers in the state. Consumers can file a complaint with the office and review past complaints and disciplinary actions against agents and companies. Source
Free enrollment help in Washington
Washington Healthplanfinder Navigators and in-person insurance specialists give always-free in-person help; brokers are also listed. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
What's the difference between an agent and a navigator?
Navigators are trained helpers funded to give free, unbiased enrollment help, but they can't recommend a plan. Licensed agents can recommend plans and may also sell coverage outside the marketplace.
Are local health insurance agents free?
Yes, for individual and family plans. The agent's commission is paid by the insurer and is already built into the premium.
Can an agent help if I'm self-employed?
Yes. Agents work with 1099 and self-employed clients every day, including estimating income that changes from year to year.
Agents in nearby cities
- Shoreline, WA 9 miles
- Bryn Mawr-Skyway, WA 10 miles
- Lake Forest Park, WA 10 miles
- Kenmore, WA 10 miles
- Newcastle, WA 10 miles
- Burien, WA 10 miles
- Bainbridge Island, WA 10 miles
- Redmond, WA 10 miles
- Tukwila, WA 10 miles
- Manchester, WA 12 miles