Before subsidies, the average benchmark silver plan for a 40-year-old in Washington costs $768 a month for 2027, against a national average of $704. Premium tax credits lower that for many households.
This page lists top-rated local agencies across Washington by city. Every listing shows distance and address, and every city page explains local plan costs. For a side-by-side comparison of carriers, call 866-645-8540 to reach a licensed agent.
How health insurance works in Washington
People in Washington buy marketplace coverage through Washington Healthplanfinder. Open enrollment runs from November 1 through January 15. Apple Health covers adults with income up to 138% of the poverty level. For 2027, marketplace plans in Washington come from 10 insurers: Premera Blue Cross, LifeWise, Regence BlueShield (incl. Regence BCBS of Oregon), BridgeSpan, Kaiser Permanente (WA and NW), Community Health Plan of Washington, Coordinated Care (Ambetter), Molina Healthcare, UnitedHealthcare and Wellpoint Washington. Not every insurer sells in every county. Short-term health plans are not sold in the state.
Agent licensing in Washington
- The Washington State Office of the Insurance Commissioner licenses insurance agents and regulates insurers in the state. Consumers can file a complaint with the office and review past complaints and disciplinary actions against agents and companies. Source
- Washington's Office of the Insurance Commissioner provides an online Agent and company lookup tool that consumers can use to confirm an agent or agency is licensed in the state. Source
- Washington calls the health line of authority "Disability," and a producer needs it on their license to sell health insurance. Source
Free enrollment help in Washington
Washington Healthplanfinder Navigators and in-person insurance specialists give always-free in-person help; brokers are also listed. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Licensed agents can quote plans from multiple Washington carriers in one call.
Call 866-645-8540Health insurance by city in Washington
- Aberdeen
- Airway Heights
- Alderwood Manor
- Anacortes
- Arlington
- Artondale
- Auburn
- Bainbridge Island
- Bangor Base
- Barberton
- Battle Ground
- Bellevue
- Bellingham
- Birch Bay
- Blaine
- Bonney Lake
- Bothell
- Bothell East
- Bothell West
- Bremerton
- Brier
- Bryn Mawr-Skyway
- Buckley
- Burien
- Burlington
- Camano
- Camas
- Cavalero
- Centralia
- Chehalis
- Chelan
- Cheney
- Clarkston
- Clarkston Heights-Vineland
- Clover Creek
- College Place
- Colville
- Connell
- Cottage Lake
- Country Homes
- Covington
- Des Moines
- DuPont
- Duvall
- East Port Orchard
- East Renton Highlands
- East Wenatchee
- Eastmont
- Edgewood
- Edmonds
- Elk Plain
- Ellensburg
- Enumclaw
- Ephrata
- Everett
- Fairwood
- Federal Way
- Felida
- Ferndale
- Fife
- Finley
- Fircrest
- Five Corners
- Fort Lewis
- Frederickson
- Gig Harbor
- Graham
- Grandview
- Granite Falls
- Hazel Dell
- Hobart
- Hockinson
- Hoquiam
- Issaquah
- Kelso
- Kenmore
- Kennewick
- Kent
- Kirkland
- Lacey
- Lake Forest Park
- Lake Morton-Berrydale
- Lake Shore
- Lake Stevens
- Lake Stickney
- Lake Tapps
- Lakeland North
- Lakeland South
- Lakewood
- Liberty Lake
- Longview
- Lynden
- Lynnwood
- Maltby
- Manchester
- Maple Valley
- Maplewood
- Martha Lake
- Marysville
- Mattawa
- Mead
- Mercer Island
- Midland
- Mill Creek
- Mill Creek East
- Milton
- Minnehaha
- Monroe
- Montesano
- Moses Lake
- Mount Vernon
- Mount Vista
- Mountlake Terrace
- Mukilteo
- Newcastle
- Normandy Park
- North Bend
- North Fort Lewis
- North Lynnwood
- Oak Harbor
- Ocean Shores
- Olympia
- Omak
- Orchards
- Orting
- Othello
- Otis Orchards-East Farms
- Pacific
- Parkland
- Parkwood
- Pasco
- Picnic Point
- Port Angeles
- Port Orchard
- Port Townsend
- Poulsbo
- Prairie Ridge
- Prosser
- Pullman
- Puyallup
- Quincy
- Redmond
- Renton
- Richland
- Ridgefield
- Salmon Creek
- Sammamish
- SeaTac
- Seattle
- Sedro-Woolley
- Selah
- Sequim
- Shelton
- Shoreline
- Silver Firs
- Silverdale
- Snohomish
- Snoqualmie
- South Hill
- Spanaway
- Spokane
- Spokane Valley
- Stanwood
- Steilacoom
- Sudden Valley
- Sultan
- Summit
- Summit View
- Sumner
- Sunnyside
- Tacoma
- Tanglewilde
- Terrace Heights
- Toppenish
- Town and Country
- Tracyton
- Tukwila
- Tumwater
- Union Gap
- Union Hill-Novelty Hill
- University Place
- Vancouver
- Vashon
- Walla Walla
- Waller
- Wapato
- Washougal
- Wenatchee
- West Clarkston-Highland
- West Richland
- White Center
- Wollochet
- Woodinville
- Woodland
- Woods Creek
- Yakima
- Yelm