Before subsidies, the average benchmark silver plan for a 40-year-old in Washington costs $768 a month for 2027 (the national average is $704). Premium tax credits bring that down for many households, depending on income and family size. The rest of this page covers your coverage options in Pasco, the best-reviewed local agencies and the deadlines that matter.
Top-rated health insurance agencies near Pasco
Licensed agents can compare plans available in Franklin County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Health insurance at a glance: Pasco, WA
| Where to enroll | Washington Healthplanfinder |
|---|---|
| Average benchmark silver, age 40 (2027) | $768/mo before subsidies |
| Marketplace insurers in Washington (2027) | 10 |
| Medicaid expansion | Yes |
| Short-term plans | Not sold |
Sources: CMS plan data, KFF, state marketplace and insurance department pages.
How to get ready
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Ask each agent which carriers they can quote in your county.
Free enrollment help in Washington
Washington Healthplanfinder Navigators and in-person insurance specialists give always-free in-person help; brokers are also listed. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
Can I get coverage outside open enrollment?
Only with a qualifying life event, unless you qualify for Apple Health. Some people also look at short-term or fixed-indemnity plans, which are not ACA-compliant coverage.
Which insurers sell marketplace plans in Washington?
For 2027, marketplace plans in Washington come from 10 insurers: Premera Blue Cross, LifeWise, Regence BlueShield (incl. Regence BCBS of Oregon), BridgeSpan, Kaiser Permanente (WA and NW), Community Health Plan of Washington, Coordinated Care (Ambetter), Molina Healthcare, UnitedHealthcare and Wellpoint Washington. Not every insurer sells in every county.
Where can I buy health insurance in Pasco?
Through the Washington Healthplanfinder, directly from an insurer, or with a licensed agent or broker who can do either.
Health insurance in nearby cities
- Kennewick, WA 4 miles
- Finley, WA 7 miles
- Richland, WA 8 miles
- West Richland, WA 14 miles
- Umatilla, OR 25 miles
- Hermiston, OR 30 miles
- Prosser, WA 31 miles
- Connell, WA 32 miles
- Grandview, WA 37 miles
- College Place, WA 38 miles