Before subsidies, the average benchmark silver plan for a 40-year-old in Nevada costs $565 a month for 2027, against a national average of $704. Premium tax credits lower that for many households.
This page lists top-rated local agencies across Nevada by city. Every listing shows distance and address, and every city page explains local plan costs. For a side-by-side comparison of carriers, call 866-645-8540 to reach a licensed agent.
How health insurance works in Nevada
People in Nevada buy marketplace coverage through Nevada Health Link. Open enrollment runs from November 1 through January 15. Nevada Medicaid covers adults with income up to 138% of the poverty level. For 2027, marketplace plans in Nevada come from 8 insurers: Anthem Blue Cross and Blue Shield (HMO Nevada / Community Care Health Plans), CareSource Nevada, Health Plan of Nevada (UnitedHealthcare), SelectHealth, SilverSummit (Ambetter), Hometown Health, Imperial Insurance and Molina Healthcare. Not every insurer sells in every county. Short-term health plans are sold with state limits on how long they can last (up to 185 days initially). They are not ACA-compliant coverage.
Agent licensing in Nevada
- The Nevada Division of Insurance licenses insurance agents and brokers and regulates health insurers in the state. Consumers can file a formal complaint with the Division, including over alleged misconduct by an agent or broker. Source
- The Nevada Division of Insurance runs an online License Search with an Agent Lookup for checking whether an individual agent is licensed, and it links to Sircon and NAIC producer databases for more detail. Source
- Nevada law lists Accident and Health as the producer line of authority for insurance covering sickness, bodily injury or accidental death. Source
Free enrollment help in Nevada
Nevada Health Link Certified Enrollment Counselors, Navigators and In-Person Assister organizations offer free help from trained, certified enrollment professionals. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Licensed agents can quote plans from multiple Nevada carriers in one call.
Call 866-645-8540Health insurance by city in Nevada
- Boulder City
- Carson City
- Cold Springs
- Dayton
- Elko
- Enterprise
- Fallon
- Fernley
- Gardnerville
- Gardnerville Ranchos
- Henderson
- Incline Village
- Indian Hills
- Johnson Lane
- Las Vegas
- Laughlin
- Lemmon Valley
- Mesquite
- Moapa Valley
- North Las Vegas
- Pahrump
- Paradise
- Reno
- Silver Springs
- Spanish Springs
- Sparks
- Spring Creek
- Spring Valley
- Summerlin South
- Sun Valley
- Sunrise Manor
- West Wendover
- Whitney
- Winchester
- Winnemucca