Before subsidies, the average benchmark silver plan for a 40-year-old in Nevada costs $565 a month for 2027 (the national average is $704). Premium tax credits bring that down for many households, depending on income and family size. The rest of this page covers your coverage options in Las Vegas, the best-reviewed local agencies and the deadlines that matter.
Top-rated health insurance agencies near Las Vegas
Licensed agents can compare plans available in Clark County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Health insurance at a glance: Las Vegas, NV
| Where to enroll | Nevada Health Link |
|---|---|
| Average benchmark silver, age 40 (2027) | $565/mo before subsidies |
| Marketplace insurers in Nevada (2027) | 8 |
| Medicaid expansion | Yes |
| Short-term plans | Sold with state limits (not ACA-compliant) |
Sources: CMS plan data, KFF, state marketplace and insurance department pages.
Local health care in Las Vegas
- Networks worth checking before you pick a plan in Las Vegas include UMC (University Medical Center of Southern Nevada), the Valley Health System (Valley, Summerlin and Spring Valley hospital medical centers) and Dignity Health's St. Rose Dominican hospitals. Source
- UMC is Southern Nevada's public hospital system, based in Las Vegas. Source
- Dignity Health operates St. Rose Dominican Hospital's San Martin Campus in Las Vegas. Source
- Public health in Las Vegas and the rest of Clark County is handled by the Southern Nevada Health District, which runs immunization and family health clinics and vital records. Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
A quick checklist
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
- Ask each agent which carriers they can quote in your county.
- Write down the enrollment deadline and confirm your first premium payment.
- Check that the agent's license is active with the state regulator.
Free enrollment help in Nevada
Nevada Health Link Certified Enrollment Counselors, Navigators and In-Person Assister organizations offer free help from trained, certified enrollment professionals. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
Can I get coverage outside open enrollment?
Only with a qualifying life event, unless you qualify for Nevada Medicaid. Some people also look at short-term or fixed-indemnity plans, which are not ACA-compliant coverage.
How much is health insurance in Las Vegas?
Before subsidies, the average benchmark silver plan for a 40-year-old in Nevada costs $565 a month for 2027 (the national average is $704). Premium tax credits bring that down for many households, depending on income and family size. A licensed agent can quote your exact price.
Which insurers sell marketplace plans in Nevada?
For 2027, marketplace plans in Nevada come from 8 insurers: Anthem Blue Cross and Blue Shield (HMO Nevada / Community Care Health Plans), CareSource Nevada, Health Plan of Nevada (UnitedHealthcare), SelectHealth, SilverSummit (Ambetter), Hometown Health, Imperial Insurance and Molina Healthcare. Not every insurer sells in every county.
Health insurance in nearby cities
- Summerlin South, NV 8 miles
- Spring Valley, NV 9 miles
- Winchester, NV 10 miles
- North Las Vegas, NV 10 miles
- Sunrise Manor, NV 13 miles
- Paradise, NV 13 miles
- Enterprise, NV 15 miles
- Whitney, NV 16 miles
- Henderson, NV 20 miles
- Boulder City, NV 33 miles