Before subsidies, the average benchmark silver plan for a 40-year-old in Vermont costs $1,313 a month for 2027 (the national average is $704). Premium tax credits bring that down for many households, depending on income and family size. The rest of this page covers your coverage options in Montpelier, the best-reviewed local agencies and the deadlines that matter.
Top-rated health insurance agencies near Montpelier
Licensed agents can compare plans available in Washington County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Health insurance at a glance: Montpelier, VT
| Where to enroll | Vermont Health Connect |
|---|---|
| Average benchmark silver, age 40 (2027) | $1,313/mo before subsidies |
| Marketplace insurers in Vermont (2027) | 2 |
| Medicaid expansion | Yes |
| Short-term plans | Not sold |
Sources: CMS plan data, KFF, state marketplace and insurance department pages.
How to get ready
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Write down the enrollment deadline and confirm your first premium payment.
- Check that the agent's license is active with the state regulator.
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
Free enrollment help in Vermont
Vermont Health Connect Assisters offer completely free local enrollment help. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
Which insurers sell marketplace plans in Vermont?
For 2027, marketplace plans in Vermont come from 2 insurers: Blue Cross Blue Shield of Vermont and MVP Health Care. Not every insurer sells in every county.
Can I get coverage outside open enrollment?
Only with a qualifying life event, unless you qualify for Medicaid (Green Mountain Care). Some people also look at short-term or fixed-indemnity plans, which are not ACA-compliant coverage.
How much is health insurance in Montpelier?
Before subsidies, the average benchmark silver plan for a 40-year-old in Vermont costs $1,313 a month for 2027 (the national average is $704). Premium tax credits bring that down for many households, depending on income and family size. A licensed agent can quote your exact price.
Health insurance in nearby cities
- Barre, VT 6 miles
- Essex Junction, VT 31 miles
- Winooski, VT 34 miles
- South Burlington, VT 35 miles
- Burlington, VT 36 miles
- St. Albans, VT 45 miles
- Lebanon, NH 46 miles
- Rutland, VT 50 miles
- Plattsburgh, NY 53 miles
- Claremont, NH 62 miles