Before subsidies, the average benchmark silver plan for a 40-year-old in Vermont costs $1,313 a month for 2027 (the national average is $704). Premium tax credits bring that down for many households, depending on income and family size. The rest of this page covers your coverage options in Burlington, the best-reviewed local agencies and the deadlines that matter.
Top-rated health insurance agencies near Burlington
Licensed agents can compare plans available in Chittenden County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Health insurance at a glance: Burlington, VT
| Where to enroll | Vermont Health Connect |
|---|---|
| Average benchmark silver, age 40 (2027) | $1,313/mo before subsidies |
| Marketplace insurers in Vermont (2027) | 2 |
| Medicaid expansion | Yes |
| Short-term plans | Not sold |
Sources: CMS plan data, KFF, state marketplace and insurance department pages.
Before you call an agent
- Check that the agent's license is active with the state regulator.
- Ask each agent which carriers they can quote in your county.
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
- Have a realistic estimate of next year's household income; subsidies are based on it.
Free enrollment help in Vermont
Vermont Health Connect Assisters offer completely free local enrollment help. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
Where can I buy health insurance in Burlington?
Through the Vermont Health Connect, directly from an insurer, or with a licensed agent or broker who can do either.
Which insurers sell marketplace plans in Vermont?
For 2027, marketplace plans in Vermont come from 2 insurers: Blue Cross Blue Shield of Vermont and MVP Health Care. Not every insurer sells in every county.
Can I get coverage outside open enrollment?
Only with a qualifying life event, unless you qualify for Medicaid (Green Mountain Care). Some people also look at short-term or fixed-indemnity plans, which are not ACA-compliant coverage.
Health insurance in nearby cities
- South Burlington, VT 2 miles
- Winooski, VT 2 miles
- Essex Junction, VT 6 miles
- Plattsburgh, NY 18 miles
- St. Albans, VT 24 miles
- Montpelier, VT 36 miles
- Barre, VT 41 miles
- Saranac Lake, NY 46 miles
- Rutland, VT 62 miles
- Lebanon, NH 76 miles