Before subsidies, the average benchmark silver plan for a 40-year-old in Minnesota costs $525 a month for 2027 (the national average is $704). Premium tax credits bring that down for many households, depending on income and family size. Keep reading for what's sold in Hennepin County, which local agencies have the best reviews, and how to get a quote.
Top-rated health insurance agencies near Minneapolis
Licensed agents can compare plans available in Hennepin County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Health insurance at a glance: Minneapolis, MN
| Where to enroll | MNsure |
|---|---|
| Average benchmark silver, age 40 (2027) | $525/mo before subsidies |
| Marketplace insurers in Minnesota (2027) | 5 |
| Medicaid expansion | Yes |
| Short-term plans | Not sold |
Sources: CMS plan data, KFF, state marketplace and insurance department pages.
Local health care in Minneapolis
- In Minneapolis, check whether a plan's network includes Hennepin Healthcare (home of HCMC downtown) and M Health Fairview, which runs the University of Minnesota Medical Center. Source
- Minneapolis has its own city public health agency, the Minneapolis Health Department, which runs community health, environmental health and healthcare-connection programs for residents. Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
Before you call an agent
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Check that the agent's license is active with the state regulator.
- Write down the enrollment deadline and confirm your first premium payment.
Free enrollment help in Minnesota
MNsure assisters: Navigators and Certified Application Counselors, plus MNsure brokers and broker enrollment centers, are listed in the MNsure Assister Directory for free enrollment help. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
Which insurers sell marketplace plans in Minnesota?
For 2027, marketplace plans in Minnesota come from 5 insurers: Blue Plus, HealthPartners, Medica, Quartz and Aspirus Health Plan. Not every insurer sells in every county.
Where can I buy health insurance in Minneapolis?
Through the MNsure, directly from an insurer, or with a licensed agent or broker who can do either.
How much is health insurance in Minneapolis?
Before subsidies, the average benchmark silver plan for a 40-year-old in Minnesota costs $525 a month for 2027 (the national average is $704). Premium tax credits bring that down for many households, depending on income and family size. A licensed agent can quote your exact price.
Health insurance in nearby cities
- Falcon Heights, MN 5 miles
- Golden Valley, MN 5 miles
- St. Louis Park, MN 5 miles
- St. Anthony, MN 5 miles
- Robbinsdale, MN 5 miles
- Columbia Heights, MN 6 miles
- Richfield, MN 6 miles
- Roseville, MN 7 miles
- Edina, MN 7 miles
- Crystal, MN 7 miles