Before subsidies, the average benchmark silver plan for a 40-year-old in Minnesota costs $525 a month for 2027 (the national average is $704). Premium tax credits bring that down for many households, depending on income and family size.
Looking for a health insurance broker near Minneapolis? Independent brokers compare plans from more than one insurer and help you weigh premiums, deductibles and doctor networks before you sign up. This page lists 12 broker offices close to Minneapolis, MN, nearest first.
Health Insurance Brokers near Minneapolis
Licensed agents can compare plans available in Hennepin County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Local health care in Minneapolis
- In Minneapolis, check whether a plan's network includes Hennepin Healthcare (home of HCMC downtown) and M Health Fairview, which runs the University of Minnesota Medical Center. Source
- Minneapolis has its own city public health agency, the Minneapolis Health Department, which runs community health, environmental health and healthcare-connection programs for residents. Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
Broker or agent: what's the difference?
A captive agent sells one company's plans. An independent agent or broker is appointed with several insurers and can compare them. In everyday use the words overlap, so ask any office which carriers it can quote in Minnesota.
What a broker can compare for you
Premiums, deductibles and out-of-pocket maximums; which doctors and hospitals are in each network; whether your prescriptions are covered; and whether you qualify for a premium tax credit.
Do brokers cost more?
No. Health insurers pay brokers a commission that's already part of the premium. You pay the same price for a plan whether you buy it yourself or through a broker.
Carriers a Minneapolis broker can quote
For 2027, marketplace plans in Minnesota come from 5 insurers: Blue Plus, HealthPartners, Medica, Quartz and Aspirus Health Plan. Not every insurer sells in every county. An independent broker appointed with several of them can compare prices and networks side by side.
Before you call an agent
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
- Ask each agent which carriers they can quote in your county.
- Check that the agent's license is active with the state regulator.
- Have a realistic estimate of next year's household income; subsidies are based on it.
Checking an agent's license in Minnesota
- The Minnesota Department of Commerce's Look Up a License Holder directory includes an Insurance Producers/Agencies search, which links to the online licensing database where you can confirm an agent's license. Source
- The Minnesota Department of Commerce licenses insurance producers and agencies and regulates insurance in the state. It also takes consumer complaints and publishes its enforcement actions. Source
Frequently asked questions
How do I find a good health insurance broker in Minneapolis?
Look for a broker licensed in Minnesota who can quote several carriers, is certified with the MNsure, and has reviews from local clients. You can verify any license with the Minnesota insurance regulator.
When can I buy a plan?
During open enrollment (Nov 1 to January 15 on the MNsure), or within 60 days of a qualifying life event such as losing other coverage, moving, marriage or a new baby.
Can a broker help me get a subsidy?
Yes. Brokers certified with the marketplace can estimate your premium tax credit and enroll you in a subsidized plan.
Brokers in nearby cities
- Falcon Heights, MN 5 miles
- Golden Valley, MN 5 miles
- St. Louis Park, MN 5 miles
- St. Anthony, MN 5 miles
- Robbinsdale, MN 5 miles
- Columbia Heights, MN 6 miles
- Richfield, MN 6 miles
- Roseville, MN 7 miles
- Edina, MN 7 miles
- Crystal, MN 7 miles