Before subsidies, the average benchmark silver plan for a 40-year-old in Illinois costs $707 a month for 2027, against a national average of $704. Premium tax credits lower that for many households.
This page lists health insurance brokers across Illinois by city. Every listing shows distance and address, and every city page explains local plan costs. For a side-by-side comparison of carriers, call 866-645-8540 to reach a licensed agent.
How health insurance works in Illinois
People in Illinois buy marketplace coverage through Get Covered Illinois. Open enrollment runs from November 1 through January 15. Medicaid (HealthChoice Illinois) covers adults with income up to 138% of the poverty level. For 2027, marketplace plans in Illinois come from 5 insurers: Blue Cross and Blue Shield of Illinois, Ambetter (Celtic), MercyCare, Oscar Health and UnitedHealthcare. Not every insurer sells in every county. Short-term health plans are not sold in the state.
Agent licensing in Illinois
- The Illinois Department of Insurance licenses insurance producers and regulates insurers and HMOs in the state. It investigates written consumer complaints about companies and producers. Source
- Illinois producer licenses are handled through the national State-Based Systems (SBS) platform, where a licensee's record can be searched by jurisdiction, name and national producer number. Source
- Illinois producers who sell health coverage need the Accident/Health line of authority, which requires pre-licensing education and a passing exam score. Source
Free enrollment help in Illinois
Get Covered Illinois Navigators, certified by the exchange, give free, unbiased local help; the exchange also lists free licensed brokers. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Licensed agents can quote plans from multiple Illinois carriers in one call.
Call 866-645-8540Brokers by city in Illinois
- Addison
- Algonquin
- Alsip
- Alton
- Anna
- Antioch
- Arlington Heights
- Aurora
- Barrington
- Bartlett
- Bartonville
- Batavia
- Beach Park
- Beardstown
- Belleville
- Bellwood
- Belvidere
- Bensenville
- Benton
- Berkeley
- Berwyn
- Bethalto
- Bloomingdale
- Bloomington
- Blue Island
- Bolingbrook
- Boulder Hill
- Bourbonnais
- Bradley
- Braidwood
- Breese
- Bridgeview
- Broadview
- Brookfield
- Buffalo Grove
- Burbank
- Burr Ridge
- Byron
- Cahokia
- Calumet City
- Calumet Park
- Campton Hills
- Canton
- Carbondale
- Carlinville
- Carmi
- Carol Stream
- Carpentersville
- Carterville
- Cary
- Centralia
- Champaign
- Channahon
- Charleston
- Chatham
- Chester
- Chicago
- Chicago Heights
- Chicago Ridge
- Chillicothe
- Cicero
- Clarendon Hills
- Clinton
- Coal City
- Collinsville
- Colona
- Columbia
- Country Club Hills
- Countryside
- Crest Hill
- Crestwood
- Crete
- Creve Coeur
- Crystal Lake
- Danville
- Darien
- DeKalb
- Decatur
- Deerfield
- Des Plaines
- Dixon
- Dolton
- Downers Grove
- Du Quoin
- Dwight
- East Alton
- East Moline
- East Peoria
- East St. Louis
- Edwardsville
- Effingham
- Elburn
- Elgin
- Elk Grove Village
- Elmhurst
- Elmwood Park
- Eureka
- Evanston
- Evergreen Park
- Fairview Heights
- Flossmoor
- Forest Park
- Fox Lake
- Frankfort
- Frankfort Square
- Franklin Park
- Freeport
- Gages Lake
- Galesburg
- Geneseo
- Geneva
- Genoa
- Gilberts
- Gillespie
- Glen Carbon
- Glen Ellyn
- Glencoe
- Glendale Heights
- Glenview
- Glenwood
- Godfrey
- Grandwood Park
- Granite City
- Grayslake
- Greenville
- Gurnee
- Hampshire
- Hanover Park
- Harrisburg
- Harvard
- Harvey
- Harwood Heights
- Hawthorn Woods
- Hazel Crest
- Herrin
- Hickory Hills
- Highland
- Highland Park
- Highwood
- Hillsboro
- Hillside
- Hinsdale
- Hoffman Estates
- Homer Glen
- Homewood
- Hoopeston
- Huntley
- Inverness
- Island Lake
- Itasca
- Jacksonville
- Jerseyville
- Johnsburg
- Joliet
- Justice
- Kankakee
- Kewanee
- La Grange
- La Grange Park
- LaSalle
- Lake Bluff
- Lake Forest
- Lake Villa
- Lake Zurich
- Lake in the Hills
- Lakemoor
- Lansing
- Lawrenceville
- Lemont
- Libertyville
- Lincoln
- Lincolnshire
- Lincolnwood
- Lindenhurst
- Lisle
- Litchfield
- Lockport
- Lombard
- Long Grove
- Loves Park
- Lynwood
- Lyons
- Machesney Park
- Macomb
- Mahomet
- Manhattan
- Manteno
- Marengo
- Marion
- Markham
- Maryville
- Mascoutah
- Matteson
- Mattoon
- Maywood
- McHenry
- Melrose Park
- Mendota
- Metropolis
- Midlothian
- Minooka
- Mokena
- Moline
- Monee
- Monmouth
- Montgomery
- Monticello
- Morris
- Morton
- Morton Grove
- Mount Carmel
- Mount Prospect
- Mount Vernon
- Mount Zion
- Mundelein
- Murphysboro
- Naperville
- New Lenox
- Niles
- Normal
- Norridge
- North Aurora
- North Chicago
- North Riverside
- Northbrook
- Northfield
- Northlake
- O'Fallon
- Oak Brook
- Oak Forest
- Oak Lawn
- Oak Park
- Olney
- Orland Hills
- Orland Park
- Oswego
- Ottawa
- Palatine
- Palos Heights
- Palos Hills
- Pana
- Paris
- Park City
- Park Forest
- Park Ridge
- Pekin
- Peoria
- Peoria Heights
- Peru
- Pinckneyville
- Pingree Grove
- Plainfield
- Plano
- Pontiac
- Pontoon Beach
- Poplar Grove
- Posen
- Princeton
- Prospect Heights
- Quincy
- Rantoul
- Richton Park
- River Forest
- River Grove
- Riverdale
- Riverside
- Robbins
- Robinson
- Rochelle
- Rock Falls
- Rock Island
- Rockford
- Rockton
- Rolling Meadows
- Romeoville
- Roscoe
- Roselle
- Round Lake
- Round Lake Beach
- Round Lake Park
- Salem
- Sandwich
- Sauk Village
- Savoy
- Schaumburg
- Schiller Park
- Shiloh
- Shorewood
- Silvis
- Skokie
- South Beloit
- South Elgin
- South Holland
- Spring Grove
- Spring Valley
- Springfield
- St. Charles
- Staunton
- Steger
- Sterling
- Stickney
- Streamwood
- Streator
- Sugar Grove
- Summit
- Swansea
- Sycamore
- Taylorville
- Tinley Park
- Troy
- University Park
- Urbana
- Vandalia
- Vernon Hills
- Villa Park
- Volo
- Warrenville
- Washington
- Waterloo
- Wauconda
- Waukegan
- West Chicago
- West Dundee
- West Frankfort
- Westchester
- Western Springs
- Westmont
- Wheaton
- Wheeling
- Willow Springs
- Willowbrook
- Wilmette
- Wilmington
- Winfield
- Winnetka
- Winthrop Harbor
- Wood Dale
- Wood River
- Woodridge
- Woodstock
- Worth
- Yorkville
- Zion