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Health Insurance Agents in Illinois

343 cities · Get Covered Illinois · coverage for people under 65

Before subsidies, the average benchmark silver plan for a 40-year-old in Illinois costs $707 a month for 2027, against a national average of $704. Premium tax credits lower that for many households.

This page lists health insurance agents across Illinois by city. Every listing shows distance and address, and every city page explains local plan costs. For a side-by-side comparison of carriers, call 866-645-8540 to reach a licensed agent.

How health insurance works in Illinois

People in Illinois buy marketplace coverage through Get Covered Illinois. Open enrollment runs from November 1 through January 15. Medicaid (HealthChoice Illinois) covers adults with income up to 138% of the poverty level. For 2027, marketplace plans in Illinois come from 5 insurers: Blue Cross and Blue Shield of Illinois, Ambetter (Celtic), MercyCare, Oscar Health and UnitedHealthcare. Not every insurer sells in every county. Short-term health plans are not sold in the state.

Agent licensing in Illinois

  • The Illinois Department of Insurance licenses insurance producers and regulates insurers and HMOs in the state. It investigates written consumer complaints about companies and producers. Source
  • Illinois producer licenses are handled through the national State-Based Systems (SBS) platform, where a licensee's record can be searched by jurisdiction, name and national producer number. Source
  • Illinois producers who sell health coverage need the Accident/Health line of authority, which requires pre-licensing education and a passing exam score. Source

Free enrollment help in Illinois

Get Covered Illinois Navigators, certified by the exchange, give free, unbiased local help; the exchange also lists free licensed brokers. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.

Compare plans statewide

Licensed agents can quote plans from multiple Illinois carriers in one call.

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Agents by city in Illinois

More in Illinois

Call 866-645-8540Licensed agents · free plan comparison