Before subsidies, the benchmark silver plan for a 40-year-old in Salt Lake County cost about $574 a month for 2026, and the Utah average for 2027 is $716 a month. Premium tax credits bring that down for many households, depending on income and family size. 5 insurers offered marketplace plans in Salt Lake County for 2026.
A health insurance broker in Salt Lake City works for you, not for one insurance company. Brokers are licensed in Utah to sell plans from several carriers, so one conversation can cover marketplace plans, off-exchange plans and other options side by side. Below are 12 brokerages near Salt Lake City, sorted by distance.
Health Insurance Brokers near Salt Lake City
Licensed agents can compare plans available in Salt Lake County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Local health care in Salt Lake City
- Intermountain Health, which runs LDS Hospital and Intermountain Medical Center, and University of Utah Health, home of University Hospital, are the two big Salt Lake City networks worth checking in a plan's provider directory before you enroll. Source
- Salt Lake City is served by the Salt Lake County Health Department, which runs the county's public health centers and programs. Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
What a broker can compare for you
Premiums, deductibles and out-of-pocket maximums; which doctors and hospitals are in each network; whether your prescriptions are covered; and whether you qualify for a premium tax credit.
Do brokers cost more?
No. Health insurers pay brokers a commission that's already part of the premium. You pay the same price for a plan whether you buy it yourself or through a broker.
Broker or agent: what's the difference?
A captive agent sells one company's plans. An independent agent or broker is appointed with several insurers and can compare them. In everyday use the words overlap, so ask any office which carriers it can quote in Utah.
Carriers a Salt Lake City broker can quote
For 2027, marketplace plans in Utah come from 6 insurers: Regence BlueCross BlueShield of Utah, BridgeSpan, SelectHealth, University of Utah Health Plans, Imperial Health Plan and Molina Healthcare of Utah. Not every insurer sells in every county. An independent broker appointed with several of them can compare prices and networks side by side.
Before you call an agent
- Write down the enrollment deadline and confirm your first premium payment.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
- Have a realistic estimate of next year's household income; subsidies are based on it.
Checking an agent's license in Utah
- Utah's Insurance Department offers an online Licensee Search. Ask the agent for their name and license number, then search to confirm they are licensed for the product they are selling. Source
- The Utah Insurance Department licenses insurance producers and regulates insurers in the state. Consumers can file complaints with the department online. Source
Frequently asked questions
Is there a fee to use a broker?
Most health insurance brokers charge nothing to individuals and families; the insurer pays them. Ask up front if you're unsure.
When can I buy a plan?
During open enrollment (Nov 1 to January 15 on the HealthCare.gov), or within 60 days of a qualifying life event such as losing other coverage, moving, marriage or a new baby.
How do I find a good health insurance broker in Salt Lake City?
Look for a broker licensed in Utah who can quote several carriers, is certified with the HealthCare.gov, and has reviews from local clients. You can verify any license with the Utah insurance regulator.
Brokers in nearby cities
- North Salt Lake, UT 5 miles
- South Salt Lake, UT 5 miles
- Woods Cross, UT 7 miles
- Bountiful, UT 7 miles
- West Valley City, UT 7 miles
- Millcreek, UT 8 miles
- Taylorsville, UT 8 miles
- West Bountiful, UT 8 miles
- Murray, UT 9 miles
- Kearns, UT 10 miles