Before subsidies, the benchmark silver plan for a 40-year-old in Salt Lake County cost about $574 a month for 2026, and the Utah average for 2027 is $716 a month. Premium tax credits bring that down for many households, depending on income and family size. 5 insurers offered marketplace plans in Salt Lake County for 2026.
A health insurance broker in Millcreek works for you, not for one insurance company. Brokers are licensed in Utah to sell plans from several carriers, so one conversation can cover marketplace plans, off-exchange plans and other options side by side. Below are 12 brokerages near Millcreek, sorted by distance.
Health Insurance Brokers near Millcreek
Licensed agents can compare plans available in Salt Lake County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Do brokers cost more?
No. Health insurers pay brokers a commission that's already part of the premium. You pay the same price for a plan whether you buy it yourself or through a broker.
Broker or agent: what's the difference?
A captive agent sells one company's plans. An independent agent or broker is appointed with several insurers and can compare them. In everyday use the words overlap, so ask any office which carriers it can quote in Utah.
What a broker can compare for you
Premiums, deductibles and out-of-pocket maximums; which doctors and hospitals are in each network; whether your prescriptions are covered; and whether you qualify for a premium tax credit.
Carriers a Millcreek broker can quote
For 2027, marketplace plans in Utah come from 6 insurers: Regence BlueCross BlueShield of Utah, BridgeSpan, SelectHealth, University of Utah Health Plans, Imperial Health Plan and Molina Healthcare of Utah. Not every insurer sells in every county. An independent broker appointed with several of them can compare prices and networks side by side.
Before you call an agent
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Ask each agent which carriers they can quote in your county.
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Check that the agent's license is active with the state regulator.
Checking an agent's license in Utah
- Utah's Insurance Department offers an online Licensee Search. Ask the agent for their name and license number, then search to confirm they are licensed for the product they are selling. Source
- The Utah Insurance Department licenses insurance producers and regulates insurers in the state. Consumers can file complaints with the department online. Source
Frequently asked questions
Can a broker help me get a subsidy?
Yes. Brokers certified with the marketplace can estimate your premium tax credit and enroll you in a subsidized plan.
Is there a fee to use a broker?
Most health insurance brokers charge nothing to individuals and families; the insurer pays them. Ask up front if you're unsure.
How do I find a good health insurance broker in Millcreek?
Look for a broker licensed in Utah who can quote several carriers, is certified with the HealthCare.gov, and has reviews from local clients. You can verify any license with the Utah insurance regulator.
Brokers in nearby cities
- Holladay, UT 2 miles
- South Salt Lake, UT 4 miles
- Murray, UT 4 miles
- Cottonwood Heights, UT 5 miles
- Midvale, UT 6 miles
- Taylorsville, UT 7 miles
- Salt Lake City, UT 8 miles
- Sandy, UT 8 miles
- White City, UT 9 miles
- West Valley City, UT 10 miles