What does coverage cost in Providence? Across Rhode Island, the 2027 benchmark silver plan for a 40-year-old averages $629 a month before subsidies, compared with $704 nationally. Most marketplace shoppers pay less after the premium tax credit.
Agents near Providence help with the paperwork most people dread: income estimates, plan documents and the enrollment deadline. Here are the 15 closest agent offices to Providence, RI.
Health Insurance Agents near Providence
Licensed agents can compare plans available in Providence County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Local health care in Providence
- Brown University Health, the Providence-based nonprofit system behind Rhode Island Hospital, Hasbro Children's and The Miriam Hospital, is a network worth checking in any plan's provider directory before you enroll. Source
- Care New England, which runs Women & Infants Hospital and Butler Hospital in Providence, is the other major local network to confirm when comparing plans. Source
- Rhode Island has no local health departments, so Providence residents are served directly by the statewide Rhode Island Department of Health (RIDOH). Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
Questions to ask before you choose
Which carriers can you quote in Providence County? Are you certified to enroll people through the HealthSource RI? Will you help me at renewal next year?
Agents are free to use
Insurers pay agent commissions. Using a licensed agent doesn't add to your premium.
What a local agent does
Agents licensed in Rhode Island can explain plan types (HMO, PPO, EPO), estimate your premium tax credit, enroll you, and help when something goes wrong with a claim or a bill.
Checking an agent's license in Rhode Island
- Rhode Island offers a License Verification Look-Up Service, run by the Insurance Division together with the NAIC, that lets anyone check the license status of an insurance producer. Source
- The Insurance Division of the Rhode Island Department of Business Regulation licenses insurance producers and oversees insurers in the state. Consumers can file an insurance complaint with the division. Source
Free enrollment help in Rhode Island
HealthSource RI Navigators and Certified Application Counselors, trained and certified through the Rhode Island Health Center Association, provide free, unbiased in-person enrollment help. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
Can an agent help if I'm self-employed?
Yes. Agents work with 1099 and self-employed clients every day, including estimating income that changes from year to year.
Are local health insurance agents free?
Yes, for individual and family plans. The agent's commission is paid by the insurer and is already built into the premium.
How many agencies are near Providence?
Our listings show 35 health insurance agencies within 25 miles of Providence and 46 within 50 miles.
Agents in nearby cities
- Valley Falls, RI 7 miles
- Greenville, RI 8 miles
- Warwick, RI 8 miles
- Cumberland Hill, RI 11 miles
- Woonsocket, RI 13 miles
- Newport East, RI 22 miles
- Newport, RI 24 miles
- Kingston, RI 25 miles
- Wakefield-Peacedale, RI 26 miles
- Jewett City, CT 33 miles