In Rhode Island, the average 2027 benchmark silver premium for a 40-year-old is $629 a month before any premium tax credit, versus $704 nationally. Prices in Providence vary by plan and insurer, so ask for a quote.
Some people want a face-to-face meeting before they pick a plan. Below are 8 walk-in health insurance offices around Providence, RI, ordered by review count.
Health Insurance Agencies & Offices near Providence
Licensed agents can compare plans available in Providence County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Local health care in Providence
- Brown University Health, the Providence-based nonprofit system behind Rhode Island Hospital, Hasbro Children's and The Miriam Hospital, is a network worth checking in any plan's provider directory before you enroll. Source
- Care New England, which runs Women & Infants Hospital and Butler Hospital in Providence, is the other major local network to confirm when comparing plans. Source
- Rhode Island has no local health departments, so Providence residents are served directly by the statewide Rhode Island Department of Health (RIDOH). Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
A quick checklist
- Ask each agent which carriers they can quote in your county.
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
Checking an agent's license in Rhode Island
- Rhode Island offers a License Verification Look-Up Service, run by the Insurance Division together with the NAIC, that lets anyone check the license status of an insurance producer. Source
Frequently asked questions
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
Do I need an appointment?
Not always, but many offices near Providence book appointments during open enrollment (Nov 1 to January 31 on the HealthSource RI). Calling first is the safest bet.
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Agencies & offices in nearby cities
- Woonsocket, RI 13 miles
- Newport East, RI 22 miles
- Newport, RI 24 miles
- Kingston, RI 25 miles
- Wakefield-Peacedale, RI 26 miles
- Jewett City, CT 33 miles
- Pawcatuck, CT 38 miles
- Norwich, CT 39 miles
- Willimantic, CT 42 miles
- Storrs, CT 43 miles