What does coverage cost in Philadelphia? Across Pennsylvania, the 2027 benchmark silver plan for a 40-year-old averages $648 a month before subsidies, compared with $704 nationally. Most marketplace shoppers pay less after the premium tax credit.
A local health insurance agent can walk you through plans sold in Philadelphia County and help with enrollment, renewals and claims questions later. Below are the 15 agent offices nearest Philadelphia.
Health Insurance Agents near Philadelphia
Licensed agents can compare plans available in Philadelphia County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Local health care in Philadelphia
- Philadelphia's three big academic networks worth checking before you pick a plan are Penn Medicine (Hospital of the University of Pennsylvania, Pennsylvania Hospital, Penn Presbyterian), Jefferson Health (Thomas Jefferson University Hospital, Jefferson Einstein Philadelphia) and Temple Health (Temple University Hospital, Chestnut Hill Hospital). Source
- Jefferson Health's flagship in the city is Thomas Jefferson University Hospital in Center City. Source
- Temple Health's main hospital is Temple University Hospital in North Philadelphia. Source
- Philadelphia is both a city and a county, and its public health services come from the City of Philadelphia Department of Public Health. Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
What a local agent does
Agents licensed in Pennsylvania can explain plan types (HMO, PPO, EPO), estimate your premium tax credit, enroll you, and help when something goes wrong with a claim or a bill.
Agents are free to use
Insurers pay agent commissions. Using a licensed agent doesn't add to your premium.
Questions to ask before you choose
Which carriers can you quote in Philadelphia County? Are you certified to enroll people through the Pennie? Will you help me at renewal next year?
Checking an agent's license in Pennsylvania
- The Pennsylvania Insurance Department links consumers to a search for licensed insurance companies, producers and agents, run through the Sircon platform. It lets you confirm that an agent or broker holds a Pennsylvania license. Source
- The Pennsylvania Insurance Department licenses insurance producers and regulates insurance companies in the state. Its consumer help center offers tools to research complaints and enforcement actions against insurers and licensees. Source
Free enrollment help in Pennsylvania
Pennie-Certified Assisters and Pennie-Certified Brokers give free local enrollment help at no cost to the consumer. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
Can an agent help if I'm self-employed?
Yes. Agents work with 1099 and self-employed clients every day, including estimating income that changes from year to year.
Are local health insurance agents free?
Yes, for individual and family plans. The agent's commission is paid by the insurer and is already built into the premium.
How many agencies are near Philadelphia?
Our listings show 159 health insurance agencies within 25 miles of Philadelphia and 301 within 50 miles.
Agents in nearby cities
- Collingswood, NJ 7 miles
- Penn Wynne, PA 7 miles
- Oreland, PA 8 miles
- Gloucester City, NJ 8 miles
- Cherry Hill Mall, NJ 8 miles
- Yeadon, PA 8 miles
- Ardmore, PA 9 miles
- Audubon, NJ 9 miles
- Lansdowne, PA 9 miles
- Darby, PA 9 miles