In Pennsylvania, the average 2027 benchmark silver premium for a 40-year-old is $648 a month before any premium tax credit, versus $704 nationally. Prices in Philadelphia vary by plan and insurer, so ask for a quote.
Prefer to sit down with someone? These 8 health insurance agencies near Philadelphia have a street address and posted business hours, ranked by how many customer reviews they've earned.
Health Insurance Agencies & Offices near Philadelphia
Licensed agents can compare plans available in Philadelphia County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Local health care in Philadelphia
- Philadelphia's three big academic networks worth checking before you pick a plan are Penn Medicine (Hospital of the University of Pennsylvania, Pennsylvania Hospital, Penn Presbyterian), Jefferson Health (Thomas Jefferson University Hospital, Jefferson Einstein Philadelphia) and Temple Health (Temple University Hospital, Chestnut Hill Hospital). Source
- Jefferson Health's flagship in the city is Thomas Jefferson University Hospital in Center City. Source
- Temple Health's main hospital is Temple University Hospital in North Philadelphia. Source
- Philadelphia is both a city and a county, and its public health services come from the City of Philadelphia Department of Public Health. Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
How to get ready
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Ask each agent which carriers they can quote in your county.
- Check that the agent's license is active with the state regulator.
- Have a realistic estimate of next year's household income; subsidies are based on it.
Checking an agent's license in Pennsylvania
- The Pennsylvania Insurance Department links consumers to a search for licensed insurance companies, producers and agents, run through the Sircon platform. It lets you confirm that an agent or broker holds a Pennsylvania license. Source
Frequently asked questions
Do I need an appointment?
Not always, but many offices near Philadelphia book appointments during open enrollment (Nov 1 to January 15 on the Pennie). Calling first is the safest bet.
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
Agencies & offices in nearby cities
- Cherry Hill Mall, NJ 8 miles
- Yeadon, PA 8 miles
- Ardmore, PA 9 miles
- Audubon, NJ 9 miles
- Lansdowne, PA 9 miles
- Darby, PA 9 miles
- Haddonfield, NJ 9 miles
- Moorestown-Lenola, NJ 9 miles
- Haddon Heights, NJ 10 miles
- Fort Washington, PA 10 miles