Before subsidies, the average benchmark silver plan for a 40-year-old in Maryland costs $491 a month for 2027, against a national average of $704. Premium tax credits lower that for many households.
This page lists health insurance agency offices across Maryland by city. Every listing shows distance and address, and every city page explains local plan costs. For a side-by-side comparison of carriers, call 866-645-8540 to reach a licensed agent.
How health insurance works in Maryland
People in Maryland buy marketplace coverage through Maryland Health Connection. Open enrollment runs from November 1 through January 15. Medicaid (Maryland Medical Assistance / HealthChoice) covers adults with income up to 138% of the poverty level. For 2027, marketplace plans in Maryland come from 4 insurers: CareFirst BlueCross BlueShield (BlueChoice + GHMSI/CFMI), Kaiser Permanente, UnitedHealthcare (Optimum Choice) and Wellpoint Maryland. Not every insurer sells in every county. Short-term health plans are sold with state limits on how long they can last (up to 3 months initially). They are not ACA-compliant coverage.
Agent licensing in Maryland
- The Maryland Insurance Administration (MIA) licenses insurance producers and regulates health insurers in the state. Consumers can file complaints with the MIA about health insurers and about agents and brokers. Source
- The Maryland Insurance Administration offers its own Producer (Agent/Broker) or Producer Firm Search within its Company and Producer Search tool. It covers producers and firms currently or previously licensed in Maryland. Source
- Maryland lists Health as one of the major producer lines of authority. An agent needs the Health line to sell health insurance in Maryland. Source
Free enrollment help in Maryland
Maryland Health Connection Navigators, employed by consumer assistance organizations in every county, provide free in-person enrollment help. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Licensed agents can quote plans from multiple Maryland carriers in one call.
Call 866-645-8540Agencies & offices by city in Maryland
- Aberdeen
- Accokeek
- Adelphi
- Annapolis
- Annapolis Neck
- Arbutus
- Arnold
- Ashton-Sandy Spring
- Aspen Hill
- Ballenger Creek
- Baltimore
- Baltimore Highlands
- Bel Air
- Bel Air North
- Bel Air South
- Beltsville
- Bensville
- Bethesda
- Bladensburg
- Bowie
- Bowleys Quarters
- Brandywine
- Brock Hall
- Brooklyn Park
- Brunswick
- Bryans Road
- Burtonsville
- California
- Calverton
- Cambridge
- Camp Springs
- Cape St. Claire
- Carney
- Catonsville
- Chesapeake Beach
- Chesapeake Ranch Estates
- Chestertown
- Cheverly
- Chevy Chase
- Chillum
- Clarksburg
- Clinton
- Cloverly
- Cockeysville
- Colesville
- College Park
- Columbia
- Coral Hills
- Cresaptown
- Crofton
- Cumberland
- Damascus
- Darnestown
- District Heights
- Dundalk
- East Riverdale
- Easton
- Edgemere
- Edgewater
- Edgewood
- Eldersburg
- Elkridge
- Elkton
- Ellicott City
- Emmitsburg
- Essex
- Fairland
- Fairwood
- Fallston
- Ferndale
- Forest Glen
- Forestville
- Fort Meade
- Fort Washington
- Fountainhead-Orchard Hills
- Four Corners
- Frederick
- Friendly
- Friendship Heights Village
- Frostburg
- Fruitland
- Gaithersburg
- Garrison
- Germantown
- Glassmanor
- Glen Burnie
- Glenarden
- Glenmont
- Glenn Dale
- Greenbelt
- Hagerstown
- Halfway
- Hampstead
- Havre de Grace
- Hillandale
- Hillcrest Heights
- Hyattsville
- Ilchester
- Jessup
- Joppatowne
- Kemp Mill
- Kettering
- La Plata
- Lake Arbor
- Lake Shore
- Landover
- Langley Park
- Lanham
- Lansdowne
- Largo
- Laurel
- Layhill
- Leisure World
- Leonardtown
- Lexington Park
- Linganore
- Linthicum
- Lochearn
- Lutherville
- Manchester
- Marlboro Village
- Marlow Heights
- Marlton
- Maryland City
- Mayo
- Mays Chapel
- Middle River
- Milford Mill
- Mitchellville
- Montgomery Village
- Mount Airy
- Mount Rainier
- Naval Academy
- New Carrollton
- North Bethesda
- North Kensington
- North Laurel
- North Potomac
- Ocean City
- Ocean Pines
- Odenton
- Olney
- Overlea
- Owings Mills
- Oxon Hill
- Parkville
- Parole
- Pasadena
- Perry Hall
- Pikesville
- Poolesville
- Potomac
- Princess Anne
- Randallstown
- Redland
- Reisterstown
- Riverdale Park
- Riverside
- Riviera Beach
- Robinwood
- Rockville
- Rosaryville
- Rosedale
- Rossville
- Salisbury
- Savage
- Scaggsville
- Seabrook
- Severn
- Severna Park
- Shady Side
- Silver Hill
- Silver Spring
- South Kensington
- South Laurel
- Spring Ridge
- Stevensville
- Suitland
- Summerfield
- Takoma Park
- Taneytown
- Temple Hills
- Thurmont
- Timonium
- Towson
- Travilah
- Urbana
- Waldorf
- Walker Mill
- Walkersville
- Westernport
- Westminster
- Westphalia
- Wheaton
- White Marsh
- White Oak
- Woodlawn