In Maryland, the average 2027 benchmark silver premium for a 40-year-old is $491 a month before any premium tax credit, versus $704 nationally. Prices in Baltimore vary by plan and insurer, so ask for a quote.
Some people want a face-to-face meeting before they pick a plan. Below are 8 walk-in health insurance offices around Baltimore, MD, ordered by review count.
Health Insurance Agencies & Offices near Baltimore
Licensed agents can compare plans available in Baltimore County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Local health care in Baltimore
- Baltimore plan shoppers should confirm network access to Johns Hopkins Medicine (The Johns Hopkins Hospital and Johns Hopkins Bayview) and the University of Maryland Medical System before enrolling. Source
- The Baltimore City Health Department is the local public health agency for Baltimore, which is an independent city rather than part of Baltimore County. Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
A quick checklist
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Write down the enrollment deadline and confirm your first premium payment.
- Check that the agent's license is active with the state regulator.
Checking an agent's license in Maryland
- The Maryland Insurance Administration offers its own Producer (Agent/Broker) or Producer Firm Search within its Company and Producer Search tool. It covers producers and firms currently or previously licensed in Maryland. Source
Frequently asked questions
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Do I need an appointment?
Not always, but many offices near Baltimore book appointments during open enrollment (Nov 1 to January 15 on the Maryland Health Connection). Calling first is the safest bet.
Agencies & offices in nearby cities
- Lochearn, MD 7 miles
- Dundalk, MD 7 miles
- Linthicum, MD 7 miles
- Woodlawn, MD 7 miles
- Catonsville, MD 7 miles
- Pikesville, MD 7 miles
- Rossville, MD 8 miles
- Lutherville, MD 8 miles
- Ferndale, MD 8 miles
- Carney, MD 8 miles