Before subsidies, the average benchmark silver plan for a 40-year-old in Idaho costs $553 a month for 2027, against a national average of $704. Premium tax credits lower that for many households.
This page lists health insurance agency offices across Idaho by city. Every listing shows distance and address, and every city page explains local plan costs. For a side-by-side comparison of carriers, call 866-645-8540 to reach a licensed agent.
How health insurance works in Idaho
People in Idaho buy marketplace coverage through Your Health Idaho. Open enrollment runs from November 1 through December 15. Idaho Medicaid covers adults with income up to 138% of the poverty level. For 2027, marketplace plans in Idaho come from 7 insurers: Blue Cross of Idaho, Regence BlueShield of Idaho, SelectHealth, St. Luke's Health Plan, Mountain Health CO-OP, Moda Health and Molina Healthcare of Utah. Not every insurer sells in every county. Short-term health plans are sold in the state, though they are not ACA-compliant coverage.
Agent licensing in Idaho
- The Idaho Department of Insurance licenses insurance producers and regulates health insurers in the state. Consumers can file an insurance complaint with the department. Source
- Idaho uses the NAIC State Based Systems lookup to let consumers find an insurance agent or company and confirm their license. The Department of Insurance links to it from its producer licensing page. Source
- Idaho grants health coverage authority to producers under the Accident, Health and Sickness line. An agent needs that line to sell health insurance in Idaho. Source
Free enrollment help in Idaho
Your Health Idaho Enrollment Counselors and certified agents/brokers give free, confidential help choosing plans, completing forms and applying for tax credits. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Licensed agents can quote plans from multiple Idaho carriers in one call.
Call 866-645-8540Agencies & offices by city in Idaho
- Ammon
- Blackfoot
- Boise
- Burley
- Caldwell
- Chubbuck
- Coeur d'Alene
- Eagle
- Emmett
- Fruitland
- Garden City
- Hailey
- Hayden
- Idaho Falls
- Jerome
- Kuna
- Lewiston
- Meridian
- Middleton
- Moscow
- Mountain Home
- Nampa
- Payette
- Pocatello
- Post Falls
- Preston
- Rathdrum
- Rexburg
- Rigby
- Rupert
- Sandpoint
- Star
- Twin Falls
- Weiser