In Idaho, the average 2027 benchmark silver premium for a 40-year-old is $553 a month before any premium tax credit, versus $704 nationally. Prices in Coeur d'Alene vary by plan and insurer, so ask for a quote.
Prefer to sit down with someone? These 8 health insurance agencies near Coeur d'Alene have a street address and posted business hours, ranked by how many customer reviews they've earned.
Health Insurance Agencies & Offices near Coeur d'Alene
Licensed agents can compare plans available in Kootenai County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
How to get ready
- Write down the enrollment deadline and confirm your first premium payment.
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
Checking an agent's license in Idaho
- Idaho uses the NAIC State Based Systems lookup to let consumers find an insurance agent or company and confirm their license. The Department of Insurance links to it from its producer licensing page. Source
Frequently asked questions
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
Do I need an appointment?
Not always, but many offices near Coeur d'Alene book appointments during open enrollment (Nov 1 to December 15 on the Your Health Idaho). Calling first is the safest bet.
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Agencies & offices in nearby cities
- Town and Country, WA 29 miles
- Spokane, WA 30 miles
- Airway Heights, WA 37 miles
- Cheney, WA 39 miles
- Sandpoint, ID 41 miles
- Moscow, ID 68 miles
- Pullman, WA 69 miles
- Colville, WA 77 miles
- Clarkston, WA 90 miles
- West Clarkston-Highland, WA 91 miles