In New Jersey, the average 2027 benchmark silver premium for a 40-year-old is $665 a month before any premium tax credit, versus $704 nationally. Prices in Upper Montclair vary by plan and insurer, so ask for a quote.
These are physical health insurance agency offices near Upper Montclair, not call centers. Each one lists a storefront address and office hours. The most-reviewed offices are at the top.
Health Insurance Agencies & Offices near Upper Montclair
Licensed agents can compare plans available in Essex County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
Before you call an agent
- Ask each agent which carriers they can quote in your county.
- Check that the agent's license is active with the state regulator.
- Write down the enrollment deadline and confirm your first premium payment.
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
Checking an agent's license in New Jersey
- Consumers can use the NJDOBI Licensee Search to confirm that an insurance producer is actively licensed in New Jersey and view the license type and status. Source
Frequently asked questions
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
Do I need an appointment?
Not always, but many offices near Upper Montclair book appointments during open enrollment (Nov 1 to January 31 on the Get Covered New Jersey). Calling first is the safest bet.
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Agencies & offices in nearby cities
- Wallington, NJ 5 miles
- Rutherford, NJ 5 miles
- Paterson, NJ 5 miles
- East Orange, NJ 5 miles
- North Arlington, NJ 5 miles
- Garfield, NJ 5 miles
- Roseland, NJ 6 miles
- Wood-Ridge, NJ 6 miles
- Elmwood Park, NJ 6 miles
- East Rutherford, NJ 6 miles