In New Jersey, the average 2027 benchmark silver premium for a 40-year-old is $665 a month before any premium tax credit, versus $704 nationally. Prices in Paterson vary by plan and insurer, so ask for a quote.
Some people want a face-to-face meeting before they pick a plan. Below are 8 walk-in health insurance offices around Paterson, NJ, ordered by review count.
Health Insurance Agencies & Offices near Paterson
Licensed agents can compare plans available in Passaic County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
How to get ready
- Check that the agent's license is active with the state regulator.
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Ask each agent which carriers they can quote in your county.
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
Checking an agent's license in New Jersey
- Consumers can use the NJDOBI Licensee Search to confirm that an insurance producer is actively licensed in New Jersey and view the license type and status. Source
Frequently asked questions
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
Do I need an appointment?
Not always, but many offices near Paterson book appointments during open enrollment (Nov 1 to January 31 on the Get Covered New Jersey). Calling first is the safest bet.
Agencies & offices in nearby cities
- Clifton, NJ 4 miles
- Glen Rock, NJ 4 miles
- Garfield, NJ 4 miles
- Passaic, NJ 4 miles
- Lodi, NJ 5 miles
- Wallington, NJ 5 miles
- Paramus, NJ 5 miles
- Maywood, NJ 5 miles
- Ridgewood, NJ 5 miles
- Upper Montclair, NJ 5 miles