Expect to see marketplace premiums around $654 a month for a 40-year-old's benchmark silver plan in Shelby County (2026 figure), and $796 as the 2027 Tennessee average, before subsidies. An agent can price plans after any tax credit you qualify for.
Some people want a face-to-face meeting before they pick a plan. Below are 8 walk-in health insurance offices around Memphis, TN, ordered by review count.
Health Insurance Agencies & Offices near Memphis
Licensed agents can compare plans available in Shelby County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Local health care in Memphis
- The Shelby County Health Department serves Memphis and the rest of Shelby County, with a mission to promote, protect and improve the health and environment of all county residents through services such as immunizations, WIC, disease surveillance and environmental health. Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
Before you call an agent
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Write down the enrollment deadline and confirm your first premium payment.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Check that the agent's license is active with the state regulator.
Checking an agent's license in Tennessee
- The Tennessee Department of Commerce & Insurance directs consumers to the NAIC consumer lookup to confirm an agent's license. It also suggests checking the department's disciplinary actions list. Source
Frequently asked questions
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
Do I need an appointment?
Not always, but many offices near Memphis book appointments during open enrollment (Nov 1 to January 15 on the HealthCare.gov). Calling first is the safest bet.
Agencies & offices in nearby cities
- Millington, TN 17 miles
- Lakeland, TN 18 miles
- Hernando, MS 18 miles
- Arlington, TN 20 miles
- Atoka, TN 25 miles
- Munford, TN 25 miles
- Oakland, TN 26 miles
- Senatobia, MS 34 miles
- Covington, TN 37 miles
- Holly Springs, MS 38 miles