Expect to see marketplace premiums around $654 a month for a 40-year-old's benchmark silver plan in Shelby County (2026 figure), and $796 as the 2027 Tennessee average, before subsidies. An agent can price plans after any tax credit you qualify for.
Prefer to sit down with someone? These 8 health insurance agencies near Lakeland have a street address and posted business hours, ranked by how many customer reviews they've earned.
Health Insurance Agencies & Offices near Lakeland
Licensed agents can compare plans available in Shelby County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
How to get ready
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Check that the agent's license is active with the state regulator.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
Checking an agent's license in Tennessee
- The Tennessee Department of Commerce & Insurance directs consumers to the NAIC consumer lookup to confirm an agent's license. It also suggests checking the department's disciplinary actions list. Source
Frequently asked questions
Do I need an appointment?
Not always, but many offices near Lakeland book appointments during open enrollment (Nov 1 to January 15 on the HealthCare.gov). Calling first is the safest bet.
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
Agencies & offices in nearby cities
- Memphis, TN 18 miles
- Olive Branch, MS 22 miles
- Covington, TN 22 miles
- Southaven, MS 25 miles
- Marion, AR 27 miles
- West Memphis, AR 27 miles
- Horn Lake, MS 28 miles
- Hernando, MS 32 miles
- Osceola, AR 34 miles
- Brownsville, TN 35 miles