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Health Insurance in Michigan

Brokers, agents and local agencies by city

For 2027, the average benchmark silver plan for a 40-year-old in Michigan is $595 a month before subsidies.

Find help in Michigan

Agent licensing

  • The Michigan Department of Insurance and Financial Services (DIFS) licenses insurance agents and regulates insurers in the state. Consumers can file a complaint with DIFS online, including about an agent who is not properly licensed. Source
  • Michigan consumers can check whether an agent is licensed using the DIFS Locator, the department's online search for resident and nonresident producers, counselors and solicitors. Source
  • In Michigan, health coverage is sold under the producer license's Accident & Health line of authority, which Michigan pairs with life as "Life, Accident & Health." Source

Free enrollment help in Michigan

HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.

Largest cities

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