Before subsidies, the average benchmark silver plan for a 40-year-old in Vermont costs $1,313 a month for 2027, against a national average of $704. Premium tax credits lower that for many households.
This page lists small business benefits brokers across Vermont by city. Every listing shows distance and address, and every city page explains local plan costs. For a side-by-side comparison of carriers, call 866-645-8540 to reach a licensed agent.
How health insurance works in Vermont
People in Vermont buy marketplace coverage through Vermont Health Connect. Open enrollment runs from November 1 through December 28. Medicaid (Green Mountain Care) covers adults with income up to 138% of the poverty level. For 2027, marketplace plans in Vermont come from 2 insurers: Blue Cross Blue Shield of Vermont and MVP Health Care. Not every insurer sells in every county. Short-term health plans are not sold in the state.
Agent licensing in Vermont
- The Insurance Division of the Vermont Department of Financial Regulation licenses insurance agents and regulates insurers doing business in the state. Consumers can file insurance complaints with the department online, by mail or by fax. Source
- Vermont's Department of Financial Regulation points consumers to the NAIC License Status tool to check whether an agent is actively licensed in Vermont and which types of insurance they may sell. Source
- Vermont producers who sell health coverage need the Accident & Health or Sickness line of authority. Source
Free enrollment help in Vermont
Vermont Health Connect Assisters offer completely free local enrollment help. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Licensed agents can quote plans from multiple Vermont carriers in one call.
Call 866-645-8540