Before subsidies, the average benchmark silver plan for a 40-year-old in South Carolina costs $702 a month for 2027, against a national average of $704. Premium tax credits lower that for many households.
This page lists small business benefits brokers across South Carolina by city. Every listing shows distance and address, and every city page explains local plan costs. For a side-by-side comparison of carriers, call 866-645-8540 to reach a licensed agent.
How health insurance works in South Carolina
People in South Carolina buy marketplace coverage through HealthCare.gov. Open enrollment runs from November 1 through January 15. Healthy Connections is the state's Medicaid program; the state has not expanded Medicaid to most low-income adults. For 2027, marketplace plans in South Carolina come from 6 insurers: BlueCross BlueShield of South Carolina (incl. BlueChoice), Ambetter (Absolute Total Care), Molina Healthcare, Select Health of SC, UnitedHealthcare and InStil Health. Not every insurer sells in every county. Short-term health plans are sold with state limits on how long they can last (up to 11 months initially). They are not ACA-compliant coverage.
Agent licensing in South Carolina
- The South Carolina Department of Insurance licenses insurance producers and agencies and regulates insurers in the state. Consumers can file complaints with the department through its website. Source
- South Carolina's Department of Insurance uses the NAIC State Based Systems online lookup for its license database, so anyone can search there to confirm an agent's or agency's license. Source
- South Carolina producers who sell health insurance need the Accident & Health or Sickness line of authority, which requires passing a licensing exam. Source
Free enrollment help in South Carolina
HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Licensed agents can quote plans from multiple South Carolina carriers in one call.
Call 866-645-8540Small business by city in South Carolina
- Abbeville
- Aiken
- Anderson
- Batesburg-Leesville
- Beaufort
- Belton
- Belvedere
- Bennettsville
- Berea
- Bluffton
- Boiling Springs
- Burton
- Camden
- Cayce
- Centerville
- Central
- Charleston
- Cheraw
- Chester
- Clemson
- Clinton
- Clover
- Columbia
- Conway
- Darlington
- Dentsville
- Dillon
- Easley
- Five Forks
- Florence
- Forest Acres
- Forestbrook
- Fort Mill
- Fountain Inn
- Gaffney
- Gantt
- Garden City
- Georgetown
- Goose Creek
- Greenville
- Greenwood
- Greer
- Hanahan
- Hardeeville
- Hartsville
- Hilton Head Island
- Hollywood
- Homeland Park
- Irmo
- James Island
- Kingstree
- Ladson
- Lake City
- Lake Murray of Richland
- Lake Wylie
- Lancaster
- Laurel Bay
- Laurens
- Lexington
- Little River
- Lugoff
- Marion
- Mauldin
- Moncks Corner
- Mount Pleasant
- Mullins
- Murrells Inlet
- Myrtle Beach
- Newberry
- North Augusta
- North Charleston
- North Myrtle Beach
- Oak Grove
- Orangeburg
- Parker
- Piedmont
- Port Royal
- Powdersville
- Red Bank
- Red Hill
- Ridgeland
- Rock Hill
- Sangaree
- Sans Souci
- Seneca
- Seven Oaks
- Simpsonville
- Socastee
- Spartanburg
- St. Andrews
- Summerville
- Sumter
- Taylors
- Tega Cay
- Travelers Rest
- Union
- Valley Falls
- Wade Hampton
- Walterboro
- Welcome
- West Columbia
- Woodfield
- York