Before subsidies, the average benchmark silver plan for a 40-year-old in New Hampshire costs $486 a month for 2027, against a national average of $704. Premium tax credits lower that for many households.
This page lists small business benefits brokers across New Hampshire by city. Every listing shows distance and address, and every city page explains local plan costs. For a side-by-side comparison of carriers, call 866-645-8540 to reach a licensed agent.
How health insurance works in New Hampshire
People in New Hampshire buy marketplace coverage through HealthCare.gov. Open enrollment runs from November 1 through January 15. Medicaid (Granite Advantage Health Care Program) covers adults with income up to 138% of the poverty level. For 2027, marketplace plans in New Hampshire come from 3 insurers: Anthem Blue Cross and Blue Shield (Matthew Thornton), Harvard Pilgrim Health Care and WellSense (Boston Medical Center Health Plan). Not every insurer sells in every county. Short-term health plans are sold with state limits on how long they can last (up to 6 months initially). They are not ACA-compliant coverage.
Agent licensing in New Hampshire
- The New Hampshire Insurance Department licenses insurance producers and regulates health insurers in the state. Its Consumer Services Division accepts formal complaints that a licensee broke state insurance law. Source
- The New Hampshire Insurance Department provides a public License Verification Look-Up Service showing who is licensed and for which lines. Consumers can use it to confirm an agent or broker holds a New Hampshire license. Source
- New Hampshire law lists accident and health or sickness as the producer line of authority that covers health insurance. An agent needs that line to sell health plans in the state. Source
Free enrollment help in New Hampshire
HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Licensed agents can quote plans from multiple New Hampshire carriers in one call.
Call 866-645-8540Small business by city in New Hampshire
- Berlin
- Claremont
- Concord
- Dover
- Franklin
- Keene
- Laconia
- Lebanon
- Manchester
- Nashua
- Pinardville
- Portsmouth
- Rochester
- Somersworth
- South Hooksett