Before subsidies, the average benchmark silver plan for a 40-year-old in Colorado costs $615 a month for 2027, against a national average of $704. Premium tax credits lower that for many households.
This page lists small business benefits brokers across Colorado by city. Every listing shows distance and address, and every city page explains local plan costs. For a side-by-side comparison of carriers, call 866-645-8540 to reach a licensed agent.
How health insurance works in Colorado
People in Colorado buy marketplace coverage through Connect for Health Colorado. Open enrollment runs from November 1 through January 15. Health First Colorado covers adults with income up to 138% of the poverty level. For 2027, marketplace plans in Colorado come from 6 insurers: Anthem (HMO Colorado), Denver Health Medical Plan, Kaiser Permanente, Rocky Mountain Health Plans (UnitedHealthcare), SelectHealth and Colorado Access. Not every insurer sells in every county. Short-term health plans are not sold in the state.
Agent licensing in Colorado
- The Colorado Division of Insurance, part of the Department of Regulatory Agencies, licenses insurance agents and agencies and regulates health insurers. Consumers can ask questions or file a complaint with the Division online. Source
- The Colorado Division of Insurance points consumers to a consumer inquiry tool run by its licensing vendor, Sircon, to verify that an insurance agent or agency is licensed. Source
- Colorado producers who sell health coverage need the Accident and Health line of authority. Source
Free enrollment help in Colorado
Connect for Health Colorado Certified Enrollment Assisters, plus enrollment centers and enrollment events, offer free in-person help; assisters explain options but don't recommend specific plans. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Licensed agents can quote plans from multiple Colorado carriers in one call.
Call 866-645-8540Small business by city in Colorado
- Air Force Academy
- Alamosa
- Applewood
- Arvada
- Aspen
- Aurora
- Avon
- Basalt
- Battlement Mesa
- Berkley
- Berthoud
- Black Forest
- Boulder
- Breckenridge
- Brighton
- Broomfield
- Brush
- Carbondale
- Castle Pines
- Castle Rock
- Cañon City
- Centennial
- Cherry Creek
- Cherry Hills Village
- Cimarron Hills
- Clifton
- Colorado Springs
- Columbine
- Commerce City
- Cortez
- Craig
- Dacono
- Dakota Ridge
- Delta
- Denver
- Derby
- Dove Valley
- Durango
- Eagle
- Eaton
- Edgewater
- Edwards
- Englewood
- Erie
- Estes Park
- Evans
- Evergreen
- Fairmount
- Federal Heights
- Firestone
- Florence
- Fort Carson
- Fort Collins
- Fort Lupton
- Fort Morgan
- Fountain
- Frederick
- Fruita
- Fruitvale
- Glendale
- Gleneagle
- Glenwood Springs
- Golden
- Grand Junction
- Greeley
- Greenwood Village
- Gunbarrel
- Gunnison
- Gypsum
- Highlands Ranch
- Johnstown
- Ken Caryl
- La Junta
- Lafayette
- Lakewood
- Lamar
- Leadville
- Littleton
- Lochbuie
- Lone Tree
- Longmont
- Louisville
- Loveland
- Manitou Springs
- Milliken
- Montrose
- Monument
- New Castle
- Northglenn
- Orchard Mesa
- Pagosa Springs
- Parker
- Pueblo
- Pueblo West
- Redlands
- Rifle
- Roxborough Park
- Salida
- Security-Widefield
- Severance
- Shaw Heights
- Sheridan
- Sherrelwood
- Silverthorne
- Steamboat Springs
- Sterling
- Stonegate
- Stratmoor
- Superior
- The Pinery
- Thornton
- Trinidad
- Twin Lakes
- Vail
- Welby
- Wellington
- West Pleasant View
- Westminster
- Wheat Ridge
- Windsor
- Woodland Park
- Woodmoor