Before subsidies, the average benchmark silver plan for a 40-year-old in Arkansas costs $757 a month for 2027, against a national average of $704. Premium tax credits lower that for many households.
This page lists small business benefits brokers across Arkansas by city. Every listing shows distance and address, and every city page explains local plan costs. For a side-by-side comparison of carriers, call 866-645-8540 to reach a licensed agent.
How health insurance works in Arkansas
People in Arkansas buy marketplace coverage through Arkansas Health Insurance Marketplace (enroll via HealthCare.gov). Open enrollment runs from November 1 through January 15. Medicaid (ARHOME expansion program) covers adults with income up to 138% of the poverty level. For 2026, marketplace plans in Arkansas come from 6 insurers: Arkansas Blue Cross and Blue Shield (USAble Mutual), Health Advantage (Arkansas Blue Cross HMO), Octave (USAble HMO), Ambetter (Celtic), QualChoice (QCA Health Plan) and QualChoice Life and Health. Not every insurer sells in every county. Short-term health plans are sold in the state, though they are not ACA-compliant coverage.
Agent licensing in Arkansas
- The Arkansas Insurance Department licenses insurance producers and agencies in the state and oversees insurers. Consumers who have a problem with an insurer or agent can file a complaint with the department. Source
- The Arkansas Insurance Department offers a Licensee Lookup & Report Generator, provided through State-Based Systems (SBS), where anyone can search agent and agency licenses. Source
- To sell health coverage in Arkansas, a producer needs the Accident & Health or Sickness line of authority, which requires passing a state exam. Source
Free enrollment help in Arkansas
Arkansas Health Insurance Marketplace (run by the Arkansas Insurance Department, enrolling through HealthCare.gov): Navigators, Certified Application Counselors and In-Person Assister (IPA) Guides help consumers compare plans from all marketplace insurers and enroll at no cost. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Licensed agents can quote plans from multiple Arkansas carriers in one call.
Call 866-645-8540Small business by city in Arkansas
- Alma
- Arkadelphia
- Barling
- Batesville
- Beebe
- Bella Vista
- Benton
- Bentonville
- Berryville
- Blytheville
- Bryant
- Cabot
- Camden
- Cave Springs
- Centerton
- Clarksville
- Conway
- Crossett
- De Queen
- East End
- El Dorado
- Farmington
- Fayetteville
- Forrest City
- Fort Smith
- Greenbrier
- Greenwood
- Harrison
- Heber Springs
- Helena-West Helena
- Hope
- Hot Springs
- Hot Springs Village
- Jacksonville
- Jonesboro
- Little Rock
- Lowell
- Magnolia
- Malvern
- Marion
- Maumelle
- Mena
- Monticello
- Morrilton
- Mountain Home
- Newport
- North Little Rock
- Osceola
- Paragould
- Pea Ridge
- Pine Bluff
- Pocahontas
- Prairie Grove
- Rogers
- Russellville
- Searcy
- Sherwood
- Siloam Springs
- Springdale
- Stuttgart
- Texarkana
- Trumann
- Van Buren
- Walnut Ridge
- Ward
- Warren
- West Memphis
- Wynne