Before subsidies, the benchmark silver plan for a 40-year-old in Tulsa County cost about $564 a month for 2026, and the Oklahoma average for 2027 is $686 a month. Premium tax credits bring that down for many households, depending on income and family size. 7 insurers offered marketplace plans in Tulsa County for 2026.
Employee benefits brokers in the Tulsa area help businesses of 1 to 50 employees choose group plans, handle renewals and answer employee questions. The 6 firms below are closest to Tulsa, OK.
Small Business & Group Health Insurance Brokers near Tulsa
Licensed agents can compare plans available in Tulsa County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Local health care in Tulsa
- Networks worth checking before you pick a plan in Tulsa include Saint Francis Health System (Saint Francis Hospital, Saint Francis Hospital South and Saint Francis Children's Hospital) and Hillcrest (including Hillcrest Hospital South). Source
- Hillcrest operates Hillcrest Hospital South in the Tulsa area. Source
- Public health in Tulsa is handled by the Tulsa Health Department, which runs regional clinics offering immunizations and health screenings. Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
Options for small employers
Traditional small-group plans, level-funded plans, ICHRAs (employees buy individual plans with tax-free employer money) and QSEHRAs for businesses under 50 employees.
Self-employed with no employees?
Group plans usually need at least one non-owner employee. Solo owners typically buy individual coverage, often with a premium tax credit.
Do I need a minimum number of employees?
Small-group rules vary by carrier and state. Many carriers write group plans for businesses with as few as one or two employees besides the owner; a broker can tell you what's available in Oklahoma.
Frequently asked questions
What is an ICHRA?
An individual coverage HRA lets an employer give employees tax-free money to buy their own individual health plans. It works for businesses of any size.
How much does small business health insurance cost in Oklahoma?
Premiums depend on employee ages, location, plan design and how much the employer contributes. A benefits broker can quote several carriers and funding options side by side.
Do benefits brokers charge employers?
Most are paid commissions by the insurer. Some charge consulting fees for larger groups or extra services; ask before you sign.
Small business in nearby cities
- Wagoner, OK 31 miles
- Pryor Creek, OK 35 miles
- Okmulgee, OK 36 miles
- Muskogee, OK 41 miles
- Bartlesville, OK 42 miles
- Henryetta, OK 48 miles
- Cushing, OK 49 miles
- Vinita, OK 54 miles
- Tahlequah, OK 54 miles
- Stillwater, OK 65 miles