Before subsidies, the average benchmark silver plan for a 40-year-old in Nevada costs $565 a month for 2027 (the national average is $704). Premium tax credits bring that down for many households, depending on income and family size.
Employee benefits brokers in the Reno area help businesses of 1 to 50 employees choose group plans, handle renewals and answer employee questions. The 7 firms below are closest to Reno, NV.
Small Business & Group Health Insurance Brokers near Reno
Licensed agents can compare plans available in Washoe County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Local health care in Reno
- Networks worth checking before you pick a plan in Reno are Renown Health (Renown Regional Medical Center, Renown South Meadows and its children's hospital) and Saint Mary's Regional Medical Center. Source
- Saint Mary's is a hospital in Reno that is separate from the Renown system. Source
- Public health in Reno and the rest of Washoe County is handled by Northern Nevada Public Health, the agency formerly known as the Washoe County Health District. Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
Self-employed with no employees?
Group plans usually need at least one non-owner employee. Solo owners typically buy individual coverage, often with a premium tax credit.
Do I need a minimum number of employees?
Small-group rules vary by carrier and state. Many carriers write group plans for businesses with as few as one or two employees besides the owner; a broker can tell you what's available in Nevada.
Options for small employers
Traditional small-group plans, level-funded plans, ICHRAs (employees buy individual plans with tax-free employer money) and QSEHRAs for businesses under 50 employees.
Frequently asked questions
Do benefits brokers charge employers?
Most are paid commissions by the insurer. Some charge consulting fees for larger groups or extra services; ask before you sign.
How much does small business health insurance cost in Nevada?
Premiums depend on employee ages, location, plan design and how much the employer contributes. A benefits broker can quote several carriers and funding options side by side.
What is an ICHRA?
An individual coverage HRA lets an employer give employees tax-free money to buy their own individual health plans. It works for businesses of any size.
Small business in nearby cities
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