Before subsidies, the benchmark silver plan for a 40-year-old in Multnomah County cost about $510 a month for 2026, and the Oregon average for 2027 is $519 a month. Premium tax credits bring that down for many households, depending on income and family size. 6 insurers offered marketplace plans in Multnomah County for 2026.
Employee benefits brokers in the Portland area help businesses of 1 to 50 employees choose group plans, handle renewals and answer employee questions. The 10 firms below are closest to Portland, OR.
Small Business & Group Health Insurance Brokers near Portland
Licensed agents can compare plans available in Multnomah County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Local health care in Portland
- Legacy Health, a nonprofit system with hospital campuses across the Portland area and Southwest Washington (including a full-service children's hospital), is a network worth checking before you choose a Portland plan; its planned merger with OHSU was called off, so the two remain separate networks. Source
- The Multnomah County Health Department serves Portland with disease control, community primary care clinics, behavioral health and environmental health programs. Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
Do I need a minimum number of employees?
Small-group rules vary by carrier and state. Many carriers write group plans for businesses with as few as one or two employees besides the owner; a broker can tell you what's available in Oregon.
Options for small employers
Traditional small-group plans, level-funded plans, ICHRAs (employees buy individual plans with tax-free employer money) and QSEHRAs for businesses under 50 employees.
Self-employed with no employees?
Group plans usually need at least one non-owner employee. Solo owners typically buy individual coverage, often with a premium tax credit.
Frequently asked questions
What is an ICHRA?
An individual coverage HRA lets an employer give employees tax-free money to buy their own individual health plans. It works for businesses of any size.
Do benefits brokers charge employers?
Most are paid commissions by the insurer. Some charge consulting fees for larger groups or extra services; ask before you sign.
How much does small business health insurance cost in Oregon?
Premiums depend on employee ages, location, plan design and how much the employer contributes. A benefits broker can quote several carriers and funding options side by side.
Small business in nearby cities
- Beaverton, OR 9 miles
- Bethany, OR 9 miles
- Oak Hills, OR 9 miles
- Happy Valley, OR 10 miles
- Hazel Dell, WA 10 miles
- Jennings Lodge, OR 10 miles
- Tigard, OR 10 miles
- Fairview, OR 10 miles
- Gresham, OR 10 miles
- Gladstone, OR 11 miles