Before subsidies, the benchmark silver plan for a 40-year-old in Orleans County cost about $590 a month for 2026, and the Louisiana average for 2027 is $730 a month. Premium tax credits bring that down for many households, depending on income and family size. 3 insurers offered marketplace plans in Orleans County for 2026.
Small business owners near New Orleans can use a benefits broker to set up group health insurance, an ICHRA or a QSEHRA. These 10 firms focus on employee benefits, sorted by distance from New Orleans.
Small Business & Group Health Insurance Brokers near New Orleans
Licensed agents can compare plans available in Orleans County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Local health care in New Orleans
- Ochsner Health, whose flagship Ochsner Medical Center is in New Orleans, and LCMC Health, the nonprofit system behind Touro, University Medical Center New Orleans, Manning Family Children's and New Orleans East Hospital, are the two big networks to check in a plan's directory before enrolling. Source
- Ochsner Health is a New Orleans-based health system with hospitals and health centers across the region, anchored by Ochsner Medical Center. Source
- Public health in New Orleans is handled by the New Orleans Health Department, the city's own health agency (Orleans Parish and the city share one government). Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
Do I need a minimum number of employees?
Small-group rules vary by carrier and state. Many carriers write group plans for businesses with as few as one or two employees besides the owner; a broker can tell you what's available in Louisiana.
Options for small employers
Traditional small-group plans, level-funded plans, ICHRAs (employees buy individual plans with tax-free employer money) and QSEHRAs for businesses under 50 employees.
Self-employed with no employees?
Group plans usually need at least one non-owner employee. Solo owners typically buy individual coverage, often with a premium tax credit.
Frequently asked questions
How much does small business health insurance cost in Louisiana?
Premiums depend on employee ages, location, plan design and how much the employer contributes. A benefits broker can quote several carriers and funding options side by side.
What is an ICHRA?
An individual coverage HRA lets an employer give employees tax-free money to buy their own individual health plans. It works for businesses of any size.
Do benefits brokers charge employers?
Most are paid commissions by the insurer. Some charge consulting fees for larger groups or extra services; ask before you sign.
Small business in nearby cities
- Bridge City, LA 17 miles
- Lacombe, LA 17 miles
- Westwego, LA 17 miles
- Elmwood, LA 17 miles
- Slidell, LA 17 miles
- Woodmere, LA 18 miles
- Estelle, LA 19 miles
- Harahan, LA 19 miles
- River Ridge, LA 19 miles
- Avondale, LA 19 miles