Before subsidies, the average benchmark silver plan for a 40-year-old in Wyoming costs $1,190 a month for 2027, against a national average of $704. Premium tax credits lower that for many households.
This page lists top-rated local agencies across Wyoming by city. Every listing shows distance and address, and every city page explains local plan costs. For a side-by-side comparison of carriers, call 866-645-8540 to reach a licensed agent.
How health insurance works in Wyoming
People in Wyoming buy marketplace coverage through HealthCare.gov. Open enrollment runs from November 1 through January 15. Wyoming Medicaid is the state's Medicaid program; the state has not expanded Medicaid to most low-income adults. For 2027, marketplace plans in Wyoming come from 2 insurers: Blue Cross Blue Shield of Wyoming and UnitedHealthcare. Not every insurer sells in every county. Short-term health plans are sold in the state, though they are not ACA-compliant coverage.
Agent licensing in Wyoming
- The Wyoming Department of Insurance licenses insurance producers and regulates insurers in the state. Consumers can file a complaint through the department's online consumer portal. Source
- The Wyoming Department of Insurance links consumers to a Look Up an Agent/Agency tool, run through the Sircon platform. It lets you check that an agent or agency is licensed in Wyoming. Source
- Wyoming licenses resident producers to sell health coverage under the Accident & Health or Sickness line of authority, which requires a state exam. An agent needs that line to sell health insurance in Wyoming. Source
Free enrollment help in Wyoming
HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Licensed agents can quote plans from multiple Wyoming carriers in one call.
Call 866-645-8540Health insurance by city in Wyoming
- Casper
- Cheyenne
- Cody
- Douglas
- Evanston
- Gillette
- Green River
- Jackson
- Lander
- Laramie
- Powell
- Ranchettes
- Rawlins
- Riverton
- Rock Springs
- Sheridan
- Torrington
- Worland