Before subsidies, the average benchmark silver plan for a 40-year-old in Pennsylvania costs $648 a month for 2027, against a national average of $704. Premium tax credits lower that for many households.
This page lists top-rated local agencies across Pennsylvania by city. Every listing shows distance and address, and every city page explains local plan costs. For a side-by-side comparison of carriers, call 866-645-8540 to reach a licensed agent.
How health insurance works in Pennsylvania
People in Pennsylvania buy marketplace coverage through Pennie. Open enrollment runs from November 1 through January 15. Medical Assistance (HealthChoices) covers adults with income up to 138% of the poverty level. For 2027, marketplace plans in Pennsylvania come from 9 insurers: Highmark (Highmark Inc. / Highmark Benefits Group), Independence Blue Cross (Keystone Health Plan East / QCC), Capital Blue Cross (Capital Advantage Assurance), Geisinger (Geisinger Health Plan / Geisinger Quality Options), UPMC Health Plan (UPMC Health Plan / UPMC Health Network), Jefferson Health Plans (Health Partners Plans), Ambetter Health of Pennsylvania, Oscar Health and Partners Insurance Company. Not every insurer sells in every county. Short-term health plans are sold with state limits on how long they can last (up to 3 months initially). They are not ACA-compliant coverage.
Agent licensing in Pennsylvania
- The Pennsylvania Insurance Department licenses insurance producers and regulates insurance companies in the state. Its consumer help center offers tools to research complaints and enforcement actions against insurers and licensees. Source
- The Pennsylvania Insurance Department links consumers to a search for licensed insurance companies, producers and agents, run through the Sircon platform. It lets you confirm that an agent or broker holds a Pennsylvania license. Source
- Pennsylvania licenses health insurance agents as insurance producers holding the Accident & Health or Sickness line of authority, which requires passing a state exam. Source
Free enrollment help in Pennsylvania
Pennie-Certified Assisters and Pennie-Certified Brokers give free local enrollment help at no cost to the consumer. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Licensed agents can quote plans from multiple Pennsylvania carriers in one call.
Call 866-645-8540Health insurance by city in Pennsylvania
- Aliquippa
- Allentown
- Allison Park
- Altoona
- Ambler
- Ambridge
- Ancient Oaks
- Archbald
- Ardmore
- Arlington Heights
- Ashland
- Audubon
- Baldwin
- Bangor
- Beaver Falls
- Bellefonte
- Bellevue
- Berwick
- Bethel Park
- Bethlehem
- Birdsboro
- Blairsville
- Blakely
- Blandon
- Bloomsburg
- Blue Bell
- Boothwyn
- Bradford
- Breinigsville
- Brentwood
- Brookhaven
- Broomall
- Butler
- California
- Camp Hill
- Canonsburg
- Carbondale
- Carlisle
- Carnegie
- Carnot-Moon
- Castle Shannon
- Catasauqua
- Chambersburg
- Chester
- Clairton
- Clarion
- Clearfield
- Clifton Heights
- Coatesville
- Collegeville
- Collingdale
- Colonial Park
- Columbia
- Connellsville
- Conshohocken
- Coraopolis
- Corry
- Crafton
- Cresson
- Croydon
- Darby
- Dickson City
- Dormont
- Downingtown
- Drexel Hill
- DuBois
- Dunmore
- Duquesne
- Eagleville
- East Stroudsburg
- East York
- Easton
- Economy
- Edinboro
- Elizabethtown
- Ellwood City
- Emmaus
- Enola
- Ephrata
- Erie
- Exeter
- Exton
- Fairless Hills
- Folcroft
- Folsom
- Forest Hills
- Fort Washington
- Fox Chapel
- Franklin
- Franklin Park
- Fullerton
- Gettysburg
- Gilbertsville
- Glenolden
- Glenshaw
- Glenside
- Greensburg
- Greenville
- Grove City
- Hanover
- Harleysville
- Harrisburg
- Hatboro
- Hazleton
- Hellertown
- Hermitage
- Hershey
- Hollidaysburg
- Homeacre-Lyndora
- Honesdale
- Huntingdon
- Indiana
- Jeannette
- Jefferson Hills
- Jersey Shore
- Jim Thorpe
- Johnstown
- Kennett Square
- King of Prussia
- Kingston
- Kittanning
- Kulpsville
- Kutztown
- Lancaster
- Lansdale
- Lansdowne
- Latrobe
- Lebanon
- Lehighton
- Leola
- Levittown
- Lewisburg
- Lewistown
- Linglestown
- Lionville
- Lititz
- Littlestown
- Lock Haven
- Lower Burrell
- Maple Glen
- McKees Rocks
- McKeesport
- Meadville
- Mechanicsburg
- Media
- Middletown
- Middletown
- Millersville
- Milton
- Monaca
- Monessen
- Monroeville
- Montgomery
- Montgomeryville
- Moosic
- Morrisville
- Mount Carmel
- Mount Joy
- Mount Pocono
- Mountain Top
- Muncy
- Munhall
- Murrysville
- Nanticoke
- Nazareth
- New Brighton
- New Castle
- New Cumberland
- New Freedom
- New Holland
- New Kensington
- Norristown
- Northampton
- Northern Cambria
- Northwest Harborcreek
- Norwood
- Oakmont
- Oil City
- Old Forge
- Olyphant
- Oreland
- Orwigsburg
- Oxford
- Palmerton
- Palmyra
- Paoli
- Park Forest Village
- Parkville
- Paxtonia
- Penn Estates
- Penn Wynne
- Perkasie
- Philadelphia
- Philipsburg
- Phoenixville
- Pittsburgh
- Pittston
- Pleasant Hills
- Plum
- Plymouth
- Plymouth Meeting
- Portage
- Pottstown
- Pottsville
- Progress
- Prospect Park
- Punxsutawney
- Quakertown
- Quarryville
- Reading
- Red Lion
- Richboro
- Ridley Park
- Roaring Spring
- Sanatoga
- Sayre
- Schuylkill Haven
- Scranton
- Selinsgrove
- Shamokin
- Shanor-Northvue
- Sharon
- Sharon Hill
- Shenandoah
- Shillington
- Shiloh
- Shippensburg
- Slippery Rock
- Somerset
- Souderton
- South Park Township
- South Williamsport
- St. Marys
- State College
- Steelton
- Stewartstown
- Stroudsburg
- Sunbury
- Swarthmore
- Swissvale
- Swoyersville
- Tamaqua
- Taylor
- Titusville
- Trooper
- Turtle Creek
- Tyrone
- Uniontown
- Village Green-Green Ridge
- Warren
- Washington
- Waynesboro
- Waynesburg
- Weigelstown
- Wescosville
- West Chester
- West Mifflin
- West View
- White Oak
- Wilkes-Barre
- Wilkinsburg
- Williamsport
- Willow Grove
- Willow Street
- Wilson
- Woodlyn
- Wyndmoor
- Wyomissing
- Yeadon
- York