Before subsidies, the average benchmark silver plan for a 40-year-old in Mississippi costs $814 a month for 2027, against a national average of $704. Premium tax credits lower that for many households.
This page lists top-rated local agencies across Mississippi by city. Every listing shows distance and address, and every city page explains local plan costs. For a side-by-side comparison of carriers, call 866-645-8540 to reach a licensed agent.
How health insurance works in Mississippi
People in Mississippi buy marketplace coverage through HealthCare.gov. Open enrollment runs from November 1 through January 15. Mississippi Medicaid is the state's Medicaid program; the state has not expanded Medicaid to most low-income adults. For 2027, marketplace plans in Mississippi come from 3 insurers: Ambetter from Magnolia Health, Oscar Health and UnitedHealthcare. Not every insurer sells in every county. Short-term health plans are sold in the state, though they are not ACA-compliant coverage.
Agent licensing in Mississippi
- The Mississippi Insurance Department licenses insurance agents and regulates health insurers in the state. Consumers can file a complaint with the department about an insurer or agent. Source
- The Mississippi Insurance Department offers a Licensing Search on its website where consumers can confirm that an agent is licensed in the state. Source
- In Mississippi, producers who sell health coverage hold the Accident & Health or Sickness line of authority, as shown in the department's license records. Source
Free enrollment help in Mississippi
HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Licensed agents can quote plans from multiple Mississippi carriers in one call.
Call 866-645-8540Health insurance by city in Mississippi
- Aberdeen
- Amory
- Batesville
- Bay St. Louis
- Biloxi
- Booneville
- Brandon
- Brookhaven
- Byram
- Canton
- Clarksdale
- Cleveland
- Clinton
- Columbia
- Columbus
- Corinth
- D'Iberville
- Diamondhead
- Flowood
- Forest
- Gautier
- Greenville
- Greenwood
- Grenada
- Gulf Hills
- Gulf Park Estates
- Gulfport
- Hattiesburg
- Hernando
- Holly Springs
- Horn Lake
- Indianola
- Jackson
- Kosciusko
- Latimer
- Laurel
- Long Beach
- Louisville
- Madison
- McComb
- Meridian
- Moss Point
- Natchez
- New Albany
- Ocean Springs
- Olive Branch
- Oxford
- Pascagoula
- Pass Christian
- Pearl
- Petal
- Philadelphia
- Picayune
- Pontotoc
- Richland
- Ridgeland
- Ripley
- Saltillo
- Senatobia
- Southaven
- St. Martin
- Starkville
- Tupelo
- Vicksburg
- Waveland
- West Hattiesburg
- West Point
- Yazoo City