Before subsidies, the average benchmark silver plan for a 40-year-old in Indiana costs $537 a month for 2027, against a national average of $704. Premium tax credits lower that for many households.
This page lists top-rated local agencies across Indiana by city. Every listing shows distance and address, and every city page explains local plan costs. For a side-by-side comparison of carriers, call 866-645-8540 to reach a licensed agent.
How health insurance works in Indiana
People in Indiana buy marketplace coverage through HealthCare.gov. Open enrollment runs from November 1 through January 15. Healthy Indiana Plan (HIP) covers adults with income up to 138% of the poverty level. For 2027, marketplace plans in Indiana come from 4 insurers: Anthem Blue Cross and Blue Shield, Ambetter from MHS (Coordinated Care), UnitedHealthcare and AmeriHealth Caritas. Not every insurer sells in every county. Short-term health plans are sold in the state, though they are not ACA-compliant coverage.
Agent licensing in Indiana
- The Indiana Department of Insurance licenses insurance producers and regulates insurers in Indiana. Its Consumer Services division helps residents with insurance questions and problems. Source
- The Indiana Department of Insurance tells consumers to verify an agent's license on its website under Agent Licensing Information before buying a policy. Source
- Indiana licenses health insurance producers under its Life, Accident & Health category, which also allows a health-only license. Source
Free enrollment help in Indiana
HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Licensed agents can quote plans from multiple Indiana carriers in one call.
Call 866-645-8540Health insurance by city in Indiana
- Anderson
- Angola
- Attica
- Auburn
- Avon
- Bargersville
- Batesville
- Bedford
- Beech Grove
- Berne
- Bloomington
- Bluffton
- Boonville
- Brazil
- Bright
- Brownsburg
- Carmel
- Cedar Lake
- Charlestown
- Chesterton
- Clarksville
- Clinton
- Columbia City
- Columbus
- Connersville
- Corydon
- Crawfordsville
- Crown Point
- Cumberland
- Danville
- De Motte
- Decatur
- Dunlap
- Dyer
- East Chicago
- Elkhart
- Ellettsville
- Elwood
- Evansville
- Fishers
- Fort Wayne
- Frankfort
- Franklin
- Garrett
- Gary
- Gas City
- Goshen
- Granger
- Greencastle
- Greenfield
- Greensburg
- Greenwood
- Griffith
- Hammond
- Hartford City
- Hidden Valley
- Highland
- Hobart
- Huntertown
- Huntingburg
- Huntington
- Indianapolis
- Jasper
- Jeffersonville
- Kendallville
- Kokomo
- La Porte
- Lafayette
- Lake Station
- Lakes of the Four Seasons
- Lawrence
- Lawrenceburg
- Lebanon
- Linton
- Logansport
- Lowell
- Madison
- Marion
- Martinsville
- McCordsville
- Merrillville
- Michigan City
- Mishawaka
- Monticello
- Mooresville
- Mount Vernon
- Muncie
- Munster
- Nappanee
- New Albany
- New Castle
- New Haven
- New Whiteland
- Noblesville
- North Manchester
- North Vernon
- Notre Dame
- Peru
- Plainfield
- Plymouth
- Portage
- Portland
- Princeton
- Rensselaer
- Richmond
- Rochester
- Rushville
- Salem
- Schererville
- Scottsburg
- Sellersburg
- Seymour
- Shelbyville
- Simonton Lake
- South Bend
- South Haven
- Speedway
- St. John
- Syracuse
- Tell City
- Terre Haute
- Tipton
- Union City
- Valparaiso
- Vincennes
- Wabash
- Warsaw
- Washington
- West Lafayette
- Westfield
- Westville
- Whitestown
- Winfield
- Yorktown
- Zionsville